will try to obtain the accident or police report from your state’s DMV.
When you call the police after an accident, you typically are required to also fill out an accident report with your state’s DMV. When you report an accident to your insurance company, they will also look at reports filed with the DMV.
Since you are required to inform your insurance about any accidents that may occur, you may not be able to prevent a rate increase. However, you can shop around with other carriers if it does.
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