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Can my wife and I get a car loan if I have a credit score of 550 and hers is 470?
"My wife and I want a car loan, but we don't have great credit. I usually pay cash for vehicles, but we want a car that's reliable.
Can we get a car loan if our scores are in the 400s and 500s?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You might be able to find a loan, but your interest rate is going to be absolutely astronomical.
The best idea is to avoid a car loan. Instead, take your money, buy a car with cash, and use any extra funds to start fixing your credit. Don’t go further into debt if you don’t have to.”
View full answer
- Gregory R.
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