PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can my insurance raise my rate if I get a speeding ticket?
"I got a speeding ticket recently and I'd like to know if it'll impact my rate? Is there any way to tell?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Whether your speeding ticket will impact your rate depends on your
car insurance
carrier. Every carrier uses a variety of factors to determine rates. Most carriers look at your driving history, age, credit history, and location, which can all influence your rate. The type of speeding ticket you got and any other previous tickets or accidents would also factor into your rate.
The best thing to do would be to reach out to your car insurance carrier. They will be able to help determine whether your rate may increase or not.
If it does, you do have the option to shop around. While a speeding ticket with your current carrier may be influencing your rate, it could have less of an impact with another carrier. Even with a ticket, you may be able to find a lower rate than what you’re currently paying.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies