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Can my child insure our car in a different state?
Will we be able to keep the car on our policy while it is driven in another state? Our youngest daughter will be going to college out of state in Nebraska. We currently live in Virginia and plan on letting her take one of our cars to school.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, since your daughter is a student, she can keep the vehicle with her at school and remain on your policy. In most cases, you will need to create a second policy for that vehicle.
Every state has different coverage requirements and rating factors.
The vehicles will be rated at the garaging address. In this case, one car will be garaged in
Nebraska
and one in Virginia. Get in touch with your company and let them know the situation. They will create a duplicate policy for Nebraska under your name, but only your daughter will be listed as an active driver. On the Virginia policy, she would be listed as a non-driver since she is covered on the other policy.
You would continue with two policies until school is completed and the car is back home.”
View full answer
- Gregory R.
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