PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I still have renters insurance even without a lease?
I moved into a gorgeous dream apartment with my boyfriend, but the only catch is only his name is on the lease. I love the new place, but I’m worried that I won’t be able to insure my belongings without a signed lease. Do I need to be on the lease to get renters insurance?
Natalie Todoroff · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Ooh, a dream apartment! To us, that conjures images of exposed brick, giant loft windows, and a spiral staircase—but to each their own. Congrats to you both on the new space!
The short answer is yes, you can still get renters insurance without a signed lease. There are a couple of scenarios in which you may find yourself living in a rented space without a lease:
- If you’re a tenant at will This means that you live in a rented space and pay a landlord, but for whatever reason, do not have a signed lease. You can still apply for renters insurance.
- If your name isn’t on the lease Maybe your roommate or significant other signed for the both of you. In that case, you can still get your own renters insurance to protect your belongings. Or, you can ask them to add you to their policy as an additional insured.
- If you move in with a family member Any immediate family member (someone related by blood or by marriage) living with the lease signer will most likely be automatically covered by their renters policy.
Now that you’ve got your dream apartment, it’s time to get your dream insurance. Sounds odd, we know, but
Jerry
can save you an average of $879 a year—how’s that for a dream come true? Jerry can assist with all your insurance needs and can help you find
home and auto insurance online
, and can bundle
policies to help you save even more (and who doesn’t want that?). No calling around. No hard work. Just savings. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies