Services
Insurance
Repairs
Advice
About

Can I still file a claim for hitting an animal if I didn't file a police report?

"I hit a deer, but wasn't able to call the police at the scene. I took a picture of the damage and have full coverage. It happened a few hours ago; can I still file a claim?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You can still file a claim under your
comprehensive insurance
. If you’re able to, you should always try to call the police after an accident. This will ensure that they can provide your insurance with an accident report to verify what happened.
Even though you didn’t report the accident to the police, you’ll be able to report the damage to your insurance. Since it happened a few hours ago, you shouldn’t have an issue submitting a claim. They’ll likely want to see proof of the damage and may send out an adjuster to review the details of the collision.
If they approve the claim, you’ll be responsible for your deductible and your insurance will cover the rest.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings