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Can I refinance my car loan without a copy of the original loan contract?

I've looked everywhere for my contract, but I can't find it. Can I go ahead with refinancing without it?

avatar
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, you will need a copy of your original loan contract to verify that there are no prepayment penalties for
refinancing
. If you do not have one, your original lender should be able to provide you with another copy. “
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