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Can I put my car loan into my mortgage?
I would like to condense the number of loan payments I have monthly. Can I put my car loan and my mortgage together so I can save on interest and make my payments easier?
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Combining your car loan and mortgage would trim the number of loan payments you have! Yes, you can do this, though it might cost you more in the long run.
Before you begin this consolidation process, consider the costs. You will need to go through a cash-out refinance on your mortgage to get cash from your house’s equity so you can pay off your car loan. The interest on this vehicle loan gets spread over the term of your mortgage, which may result in you paying more interest over time and higher mortgage payments.
It might be worth looking into refinancing your car loan to get
lower interest rates
, rather than rolling your car loan into your mortgage. Shop around with lenders to see if you can get lower rates for your car. Jerry
is a great resource for comparing loan options from multiple lenders. Use our refinance calculator and avoid the hassle of searching for lenders yourself. Jerry makes it easy by finding the best lenders at the best rates. On average, car owners pay $85 less every month by refinancing their auto loan.Good luck.
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- Gregory R.
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