PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I make modifications and add aftermarket parts to a financed car?
I want to make some mods to my car, including bigger wheels and a body kit. Can I do this if I'm financing the car?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The lender is only a lienholder on the vehicle, so you’re the actual owner. You can do whatever you want to it.
Keep in mind that many aftermarket parts, especially those perceived as outlandish by others, may actually lower the value of the vehicle, even if you spent a ton of money on them.
In addition, you need to call your insurer and tell them what type of modifications you’re making to your vehicle, as failure to do so could void your
auto insurance
. Make sure your insurance isn’t canceled because it’s illegal to drive without it and you don’t want to find out it was voided after getting into an accident or while
being pulled over
.If you aren’t satisfied with your car insurance you should download the
Jerry
app. With Jerry in less than a minute you can compare 50+ top insurers
to make sure you’re getting the best deal for the coverage you want. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies