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"Can I make changes to the terms of my car loan after I've signed the loan but before picking up the car? "
I'm starting to wonder if I made the right decision by agreeing to my new car loan. Can I still change its terms?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Probably not. When you sign on the dotted line, you’ve agreed to all the terms of the loan, including the interest rate, payment date, and the length of the loan. However, you may be able to call the lender to make adjustments to the terms of the loan. In rare instances, they may allow a few changes (such as to the payment date).
If you really can’t live with the terms of the loan, your best plan of action is to
refinance the loan
. Keep in mind that interest rates can fluctuate. So if the interest rate goes up, is it worth it? Only you can answer that question, but it’s something to keep in mind if you want to refinance to change the terms of the loan.
“View full answer
- Gregory R.
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