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Can I get a loan for a rebuilt title car?
Can you get a loan for a rebuilt title? I’m buying a new car and will need a loan to pay for it. The car I like has a rebuilt title. Is it possible to get financing?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Generally, banks are more reluctant to authorize loans on a rebuilt title as they are higher-risk vehicles. For this reason, lots of banks choose not to issue loans on rebuilt or salvage titles at all, so you may need to look at more specialized outlets for financing.
You should also know that if you get a loan for your rebuilt title, it will often come at a much higher interest rate than a standard titled car—even if it’s the same make, model, and year.
Once you find a loan for your new car, you’ll likely need full coverage
car insurance
to protect it. For the best insurance rates, use Jerry
. Jerry is a fully-licensed broker backed by an experienced team of agents dedicated to saving you time and money on car insurance. In fact, the average Jerry user saves $879 a year!
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