PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I get a car loan with a 660 credit score?
Right now, my daily driver is a big pickup truck that I also use for weekend projects and maintaining my property. Filing it with gas is ridiculously expensive, so I’m thinking about getting a smaller car for commuting to work, but can I get a car loan with a 660 credit score?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Considering how expensive gas is, having a smaller vehicle for commuting sounds like a great idea, and you can get a
car loan
with a 660 credit scoreTypically, conventional lenders, like major national banks, prefer applicants to have a credit score of 661 or higher. So a credit score of 660 puts you in a unique position. A conventional lender might still offer you a loan, but a lender who specializes in loans for those with low credit scores almost undoubtedly will.
Lenders who offer car loans for low credit individuals do so at higher interest rates, so it’s worthwhile to shop around and see if a conventional lender will approve your application. Regardless of who approves your application, you should compare rates from multiple lenders to find the best rate and most favorable terms.
Once you’ve settled on a lender and vehicle, you’ll need to provide
proof of insurance
before you can bring the car home. Rather than just add the new vehicle to your existing car insurance
policy, you should take the opportunity to review your policy and compare quotes from multiple companies to ensure you aren’t overpaying.If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from 50+ top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies