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Can I get a car loan if I have a part-time job that pays $1,500 a month?
If I have a part-time job as an office assistant that nets me about $1,500 a month, will it be enough to finance a car?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you need a car, you might want to consider saving up and paying cash for one. That’s probably your best plan.
Most lenders won’t provide car loans to people with only part-time jobs unless they have a cosigner. If you have a parent or friend with good credit cosign your loan, you might be all right.
Keep in mind that any financed car will also require full-coverage
car insurance
, which can often cost more than the actual car note. In that case, make sure to budget properly because you might be looking at a way more expensive purchase than you anticipated.”View full answer
- Gregory R.
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