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Can I get a car loan for a Toyota 4Runner with a 750 credit score and $5,500 down?
"I want to purchase a Toyota 4Runner for $12,000. I have $5,500 for a down payment and a credit score of 750. I currently make about $42,000 a year.
Will I get approved for a car loan?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“With a good credit score, steady income, and a 45% down payment, you’re a shoe-in for a car loan.
But don’t forget that you’ll also have other costs, not just the car note.
Car insurance
with full coverage is mandatory on loans, so you might be looking at a few hundred a month extra for a premium.If you can afford the car without stretching yourself financially, you shouldn’t have any problems getting the loan.”
View full answer
- Gregory R.
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