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Can I submit a claim to the at-fault party’s insurance if they vandalized my car?

My windows are broken and the car is dented on the passenger's side.

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no—I’m sorry to hear this happened! If you know the person who vandalized your car and you have their
car insurance
information, you can submit a claim to their insurance company.
Car insurance policies consist of different coverages, including
property damage liability
. Property damage liability covers damage that you or an at-fault driver does to someone else’s property.
Since another party is responsible for the damage to your car, you should be able to submit a claim to their insurance for the repairs. It’s also recommended you file a police report if you haven’t already.
That said, if you can’t get the at-fault driver’s insurance information, your insurance may consider it a hit and run incident or vandalism, requiring you to file a claim on your own policy. To have coverage for this, you’ll need
comprehensive insurance
as it covers damage to your vehicle from vandalism and broken glass.
Once you get your car taken care of, consider using
Jerry
to ensure you have the best possible car insurance coverage in case this happens in the future. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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