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Can I cancel my Esurance car insurance policy without any charges?
I have some unforeseen expenses coming up, so I need to cancel my Esurance car insurance policy in favor of a less expensive one. Obviously, cancellation fees are the last thing I want right now—so is there any way to cancel my car insurance without charges? Will I get any of my money back?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m sorry to hear that you’re in such a rough spot financially; the last year has been hard on a lot of folks. Unfortunately,
Esurance
is one of the few car insurance companies that charge a fee for canceling your policy—either 10% of your remaining policy or a flat fee of between $30 and $50.However, there are other ways to keep your insurance costs down. Consider reducing your coverage or seeking a discount, such as a
driver training discount
or a good student discount
if you’re in college!If cancelling your policy is still what you want, call 1-800-378-7262 to talk to an Esurance agent. Keep in mind that you’ll need to have another
car insurance
policy in place before you cancel so that your car insurance coverage doesn’t lapse.One easy (and inexpensive) way to do this is with
Jerry
. We’ll get you multiple customized quotes from different top-of-the-line providers so that all you have to do is choose the plan with the best coverage and price point. If you want to switch, we’ll even help with the phone calls and paperwork! That way, you can spend your energy thinking of what to do with your savings, rather than the nitty-gritty of car insurance.Good luck with cancellation, and may all your rates be low!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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