PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I buy RV insurance for a business van?
I'm starting a company and I'm going to buy a van. I will be using it sometimes as a personal vehicle, but mainly for business. I heard RV insurance is cheaper than a commercial policy. Is this the insurance I should get?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on the start of your business! While insurance isn’t always the glamorous side of business ownership, knowledge of what insurance you need is integral to protecting your assets and livelihood.
If you’ll be buying your
van for business
, even if it’s only part of the time, you would be required to get a commercial policy. A personal car insurance
or RV insurance policy would not cover any business use.This means if you’re in an accident while working, your insurance would likely deny your claim if you only had an RV policy. You also would be misrepresenting yourself on an insurance application. Every personal auto or RV policy asks if you’re using the vehicle for business use.
Beyond this, only certain types of vans qualify for RV policies. Even if you were solely using your van for personal use, it would need permanent fixtures like a bed or kitchen.
To determine what type of commercial policy would be best, do some research and then compare rates on the
Jerry
app. In just minutes, you can determine the best type of policy for your business needs. And hey, you can even deduct the premiums on your next tax bill! It’s a win-win situation.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies