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Can I appeal to the state for damages If I hit a pothole on a state highway?
Since the highway is public, I'm wondering if the state will pay for the damage to my rims. How should I get reimbursed for the damage?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Depending on where you live, there is a possibility you can recuperate costs from the state. However, it may be easier to file a claim with your
car insurance
company. If you have
collision coverage
, your car insurance will cover damage from potholes if the amount is greater than your deductible. If you don’t have collision insurance, you can opt to submit a claim to the state. Most states offer an online claim form for damage done to your vehicle for things like potholes. That said, you won’t be able to ask both the state and your car insurance company to pay for the damages. You’ll need to decide what the best option is for you based on the cost of repairs.
If you decide to submit a claim to your insurance, your rate could increase. Should that occur, consider shopping around. Every insurance company rates policies differently, so you may be able to find a lower rate with another provider.
You can request quotes online in order to find the best rates or you can use the
Jerry
app. Jerry collects quotes from up to 50 top insurance companies and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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