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Can I add someone to my renters insurance?
My best friend is moving in with me at the end of the year. I’m the type of person that really loves to plan ahead. I have renters insurance for my apartment, so when we move in together, is it possible to add someone to my renters insurance policy?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations! That sounds exciting.
The good news is that you can add someone to your renters insurance. You can usually do so by simply contacting a representative from your current provider.
Before you add someone, check to see if there are any fees in your
renters insurance
policy to add another name to your coverage. Sometimes, adding an additional insured can change your rate depending on their claim history or other personal information. You may also need to increase your coverage, which may change your rate. If your friend has expensive stuff, your policy limits may not be high enough. Be sure to go over all the details of your contract with your friend as well. You don’t want any misunderstandings if a claim has to be filed in the future!
While you’re adding your bestie to your renters insurance, you should take the time to go over the policy itself. You might be missing out on some savings or coverage that could be helpful in the long run.
Jerry
is the easiest and most effective way to find an insurance policy that is customized for you (and your future roommate). You get all the best prices and coverage with none of the legwork. And if that company isn’t for you, Jerry helps cancel your old policy.
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