Congratulations on the next step in your life! How exciting!
Before you refinance, though, you’ll want to shop around for car loan quotes. If your husband’s credit is poor, this may cause your APR to increase—meaning you may want to find alternative ways to rebuild your husband’s credit. If you can find a rate that’s advantageous, though, refinancing makes sense!
If your APR is higher than you expect but you still want to refinance, one way to save money in another area is to add your husband to your car insurance—life events like marriage can actually decrease your rate!
Best of luck with the loan, and enjoy married life!