PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can car dealerships run your credit multiple times?
Do car dealerships really run your credit multiple times? I want to get a promo rate through my local car dealership, but friends have told me it can ruin your credit due to the dealership running your credit numerous times.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
However, if they work with other lenders, these lenders may all pull your credit report.
The good news is that if you have multiple hard inquiries within a 14-day period, it should count as just one hard inquiry.
Read the fine print and ask the dealer about running your credit report if you have any concerns. They won’t hide any of this information.
Car dealerships will need more than just your credit to help you apply for financing. Be sure to
come prepared when you’re buying a car
.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies