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Can an insurance company contact the police after you're in an accident?

I reported an accident to my insurance, but didn't call the police. Will my insurance company contact the police for me?

Emily Maracle · Updated on Aug 30, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

“While your

company may ask if you contacted the police or filed a police report, they will not contact the police on your behalf.

If the state you live in requires you to file a police report after an accident, it is your responsibility to do so. Most states have specific time limits for filing a report. Reporting an accident as soon as it happens is always recommended, but you may have up to 30 days to file in certain states.

If you don’t file a report within the specified time frame, most DMVs will

suspend your license

. This can also affect your rate with your current carrier and future ones. You can also always reach out to your state’s DMV to confirm the laws regarding car accidents.

Unfortunately, your car insurance rate will increase in all likelihood after an accident. As a result, you may want to shop around for car insurance when your policy comes up for renewal. Download the

app to compare rates from dozens of car insurance carriers and take the hassle out of shopping for insurance.”

MORE:

What Do I Do After a Car Accident?

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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