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Can an HOA restrict rentals?

I’m going on a month-long vacation and want to rent my home to earn additional income while I’m away. However, I’m a member of a homeowners association. Can an HOA restrict rentals?

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Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, the HOA can restrict a member’s right to rent their home in order to maintain property value and uphold community standards.
Rental restrictions can come in many forms, but here are the two most common rental restrictions adopted by an HOA:
  • Rental caps restrict the number of homes that can be rented in a development.
  • Lease restrictions set a minimum lease period to prevent vacation rentals and community turnover.
Carefully review the homeowners association’s governing document to understand the rental restrictions in your development community. If you can rent your home, make sure you have the home insurance coverage you need to protect your home from renters.
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