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Can a red light ticket raise my car insurance?
I got a red light camera ticket in the mail. Will it raise my insurance rates?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A red light camera ticket could raise your
car insurance
rates. However, the overall effect depends on where you live. Some cities don’t report red light or school zone camera tickets to the state. Others do.To find out whether your city reports red light camera tickets to the state, search your state’s DMV website or your city’s website.
Both should list the type of violations that may impact your driving record and license. After getting a ticket, you can also see if it comes up on your driving record with the DMV. If it does, it can impact your car insurance rates. If you don’t see it on your driving record, it means it wasn’t reported to the state.
If you see a rate increase with your car insurance, it wouldn’t be related to the red light ticket. In this instance, you may want to shop around with other car insurance companies. Download the
Jerry
app to compare quotes from some of the most reputable insurers in the business.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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