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Can a 749 credit score get me a good car loan?

I recently got my credit score to 749, which I’m super proud of! What kind of interest rates will I qualify for if I take out a car loan with this credit score?

Liz Jenson · Updated on Feb 23, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Congratulations on raising your credit score! I’m sure that took a lot of hard work. A 749 credit score is considered very good, meaning it will be pretty easy to qualify for a car loan. You’ll typically be offered an interest rate of

, but you might even receive a lower rate.

Some ways to get a lower interest rate on a car loan include:

Making a large downpayment

Opting for a shorter repayment period

Borrowing from a credit union

While you’re learning how to save on your loan, why not learn to save on your insurance as well? Check out the

app, where you can see a list of car insurance quotes that work for you in minutes. The average user saves $887 per year.

MORE:

What is APR and how is it calculated?

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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