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Are there any hidden fees I should be aware of before taking out a car loan?

I'm trying to budget out the cost of financing a car. What hidden fees should I consider?

Johnny Puckett · Updated on Mar 18, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Hidden fees, or ones that people can overlook, may include a prepayment penalty, gap and credit insurance, and an extended car warranty. All of these should be somewhat negotiable and will affect the amount of interest you pay.

, credit insurance, and an extended warranty may all be found for less money by shopping around.

View full answer

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