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Are iPads covered on home insurance?
There was a small fire in my kitchen the other day, and luckily, no one was hurt. My personal belongings are mostly undamaged, except for my iPad. Will home insurance cover my broken iPad?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about the fire, but it’s a relief no one was hurt!
The good news is iPads are covered on your
home insurance
policy as long as the damage was the result of a covered peril
.Fire and smoke are two perils of the covered perils in any type of home insurance. Since a fire damaged your iPad, you will have coverage.
If you want to know more about the claim process, you should contact your insurance company and explain the situation. Coverage C or personal property is an actual cash value loss settlement, meaning you’ll receive the cost of your iPad minus depreciation unless you have replacement cost coverage. Since policies vary by insurer, it’s best to speak with your provider directly.
Finally, filing claims can increase your home insurance rate. To ensure you’re not overpaying for coverage, use
Jerry
. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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