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Are insurance quotes from different companies binding?
I've been shopping around for a used car and comparing different car insurance rates. If a company sends me a quote, is that the definite price I will pay if I go with that company?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Shopping around for quotes is a great way to get a sense of your
car insurance
rates and is usually recommended before purchasing a vehicle and policy.No insurance quotes are binding until you pick a company and sign a contract. As you’ve probably already seen, different companies will give you different prices. While quotes are often accurate, rates can change when you finalize your policy.
As it costs insurance companies money to pull reports, some don’t look at all of your information until you indicate you’d like to buy the policy. At that point, a company may look at your
driving record
and other factors to determine your final price.Depending on what comes back in reporting, your rate could vary from your initial quote.
If you want a fast and easy way to compare quotes before signing on the dotted line, try using a smart app like
Jerry
. Jerry gathers quotes from up to 50 top providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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