PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Will I pay more for car insurance if I buy a second vehicle?
My wife used to be able to take the train to work, but she recently got a new job that she'll need to drive to. Is my auto insurance rate going to go up if we buy a second car? (We already have one car, but I use it.)
Jackie Whalen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Great question! Yes, you will pay more for car insurance if you buy a second vehicle. The increase will depend on what coverage limits you have on the car.
Typically, each vehicle will have a different premium breakdown when you look at your bill. You will be able to see exactly what it costs to insure each vehicle.
Check with your insurance company because many carriers will offer a discount for having more than one car on a policy. Even though you will be paying more overall, you can still get a good deal by shopping around for that discount.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies