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Why is car insurance so much more expensive for younger drivers?
Why are younger drivers charged so much for car insurance? I'm 20 and I don't get why my car insurance is so expensive.
Tessa Szakacs · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car insurance is more expensive for younger drivers because they don’t have enough experience to prove they aren’t a risk. In the eyes of most insurance companies, older drivers are less likely to cause accidents that result in costly claims.
While this can be frustrating, age is not the only factor impacting the cost of car insurance. The price of car insurance can also rise depending on the buyers:
- Location
- Driving history
- Provider
But try not to worry! Keep driving safely and your insurance will get more affordable over time. If you can’t wait till then, try looking into alternative providers with more
affordable premiums
. For help finding policies better suited to your needs, try Jerry
. The Jerry app will help you gather affordable quotes, switch plans, and even cancel your old policy.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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