What factors do home insurance companies consider when setting premiums?

I’m taking a trip by myself from North Carolina to Arkansas for a family wedding, and I’m trying to get a sense of where the rest stops are along the way. Where are the rest stops on I24 in Tennessee?

I’ve been thinking about getting the carpets in my car replaced they’re filthy and stained, but I don’t know how expensive something like that is. How much does it cost to replace the carpets in a car?

"While my adult daughter was away for two weeks for work, a thief broke into her car (which was parked in my driveway) and stole high-value items worth more than $1,000. Will my home insurance cover these items since my daughter lives in my house? "