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What are the advantages and disadvantages of insuring a classic car with a standard insurance company?
I have a 1965 Ford Mustang that I'd like to insure. I've heard from friends that I can get a lower premium from specialty insurers vs. broad-market, standard insurers like State Farm or Allstate. What are the advantages and disadvantages of insuring a classic car with a standard insurance company?
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It can be a lot easier to obtain
classic car insurance
through a standard insurance company vs. a specialty insurer. Standard insurance companies don’t have as many underwriting guidelines as a specialty company does.
For example, your annual mileage allowed with a specialty company is extremely limited. You may also be disqualified for
classic car insurance
by a specialty insurance company if you’ve got too many:- tickets
- claims
- accidents
Classic car insurance can be a great price when you know where to look.
Jerry
is a free app that can help you find the best deal for classic car insurance by collecting quotes from 50 of the top insurance providers, saving you time and money.View full answer
- Gregory R.
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