Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

If my friend gets into an accident with my car, whose insurance will cover the damages?

When a car is borrowed and the driver gets into an accident, whose insurance kicks in to cover damages? I'm kind of regretting loaning my car to my friend now.

Alexah Grinnell · Updated on Aug 9, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Unfortunately, since you let your friend borrow your vehicle and he got into an accident, your insurance policy will cover the damages.

Auto insurance typically follows the vehicle, not the driver, so the policy covering the vehicle will be the one to cover the expenses from an accident.

Your insurance

is likely to go up, but if the damage is minor then your policy should be enough to cover it. If your friend frequently has to borrow or rent a car, he should consider getting

coverage to prevent something like this from happening again.

This may be a good time for you to shop for a new policy, as well. The free

app can help you save money by comparing quotes from 50 top providers, even after an accident.

MORE:

Checklist for What to do After an Accident

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

Here's What Happens if you Crash a Rental Car

Rental insurance or your own coverage can cover you if you're in a crash with a rental car. Here's what you should do if you're in an accident with a rental.

Jason Tushinski

If My Car Breaks Down, Will Insurance Cover a Rental?

Car insurance may cover the cost of a rental if your insured vehicle suffers a covered loss. If it’s in the shop for other reasons, you’re responsible for the bill.

Liability Car Insurance: What Is It? Do You Need It?

Liability car insurance protects other drivers in accidents you cause by covering medical bills and property damage. Read this guide to learn more.

Read Advice From Car Experts At Jerry

Which Is Better, the Honda CR-V or the Mazda CX-5?

SUVs are one of the most popular car makes in the U.S., the perfect car for small families. Both Honda and Mazda have very competitive options when it comes to SUVs, including the CR-V and the CX-5 respectively. But which one is better?

Our Favorite Vehicles with a Hellcat Engine

Muscle car enthusiasts go bonkers for Hellcat engines. With impressive engineering and more horsepower than we know what to do with, will they really be discontinued?

Why the 2012 Honda Ridgeline Still Holds Up

Want a satisfying 10-year-old truck that you can rely on? The 2012 Honda Ridgeline is a favorite offering exceptional value and plenty of comforts.

What Others Are Asking

How do I connect to the GMC Acadia Bluetooth?

I just picked up my new GMC Acadia and want to connect to Bluetooth. How do I do it?

Where are Toyota plants located?

I am trying to gauge how far the average Toyota part has to travel before being placed in a car. Which places have Toyota plants in them, and how many plants are in the United States?

Does hybrid car mean electric?

I keep hearing hybrid and electric cars mentioned together. I'm not very sure of the differences. Does hybrid mean electric?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General