Can you live in one state and have car insurance in another?

Only California, Hawaii, and New Jersey offer car insurance options for people with lower incomes. If you don’t live in these states, or aren’t eligible for the programs, you can look for discounts with traditional insurance companies.

Your car insurance will typically cover you when traveling out of state, but there are a few exceptions.

Drivers need at least one policy, but two policies? It’s not illegal but you risk committing insurance fraud.