The average homeowner in Jackson County, Mississippi
can expect to pay around $942 a year in property taxes, which is a tax rate of 0.75%. As compared with the average annual property tax of $508—or 0.52%—in the rest of the state, county residents can expect to pay more than other Mississippians. However, there are many different taxing zones within Jackson County, so your specific property tax rate will vary depending on where you live. These property taxes also may change from year to year depending upon the budgetary needs of your government and the changes in market conditions.
To help break down and explain everything you need to know about property taxes in Jackson County, home and auto insurance
comparison app Jerry
has compiled the answers to all your top questions. Read on to find out more! Property tax 101
Property tax, otherwise known as real estate tax, is a tax imposed on privately owned homes, businesses, and land by the government to pay for the services it provides.
Every state and local government has a budget that it uses to provide public goods and services to the community it serves, including schools, road maintenance, and fire departments.
To pay for this budget the government places taxes upon certain items, services, and other activities. Property tax is one of the most common taxes levied to raise money for local governments because it is a good way to tax only the people which the government serves. In other words, your property taxes generally go right back into your own community.
MORE: Is car insurance tax deductible?
What is the property tax rate in Jackson County?
Jackson County has an average property tax rate of 0.75%. Paired with the median property value of $125,500, the average county resident can expect to pay around $942 in property tax each year.
This is compared to the state averages of 0.52% property tax and a median home worth $98,000, so the typical Mississippian pays around $508 a year in property taxes.
How Jackson County property taxes are determined
Mississippi law states that your property tax is determined by this calculation: local tax rate
(also called millage rate) x fair market value of your property x assessment ratio. The result of this is your annual property tax.
Each property is appraised by the local tax assessor who is required to give a dollar assessment of your home based on its true market value. If you think your property has been given an assessed value above its true worth—which means you would pay more in property taxes—you have the right to appeal.
The Mississippi Constitution sets out assessment ratios for different kinds of property, which means that certain properties will pay a greater percentage of their true worth in taxes. Here are the five classes:
Class One (10% of true value): Single-family residential property with the owner as the main resident
Class Two (15% of true value): All other property except for those included in Class one or four
Class Three (15% of true value): All personal property except for vehicles, or property included in Class four
Class Four (30% of true value): Property used by public service corporations, excluding railroads, airline property, and vehicles
Class Five (30% of true value): Motor vehicles
Here’s an example of how this would work. Let’s assume that you are a homeowner who lives in a residential property with only family members, which makes your home a Class One property. Your house is appraised by the local tax assessor at $100,000 and the property tax rate is 0.50%. Your annual property tax would be calculated as: 0.050 x 100,000 x 0.10 = $500.
You also may be eligible for discounts on your property tax. One popular discount is the Homestead Exemption, which is for homeowners who have a single-family residence on 160 acres or less. Another is for homeowners over the age of 65, who may not have to pay property tax on the first $75,000 of their assessed home value.
Visit your local county office to apply for a Homestead Exemption and to find out what other specific discounts may be available for you.
What do Jackson County property taxes pay for?
Property taxes help the state and local governments pay for a variety of public services. These include:
Schools and education programs
Police and law enforcement
Libraries, parks, and other public spaces
MORE: How to deduct a car accident from your taxes
How to pay property taxes in Jackson County
Jackson County property taxes are due on February 1st each year, after which interest will accrue at 0.5% each month. If you are not able to pay your tax bill before June 30th, the state will only accept certified funds as payments (for example, you would not be able to pay by personal check).
There are many methods to pay your property tax in the county—check out this list to see your options:
Online: You may pay with a debit card, credit card, or eCheck through the county payment portal located here
. Note that debit cards incur an additional fee of 1.15% and credit cards a fee of 2.65% In-person: You may visit the County Tax Office to drop off your payment in person. There is a dropbox located underneath the breezeway in a red mailbox. The address is: 2915 Canty Street, Pascagoula, MS 39567-4239
By mail: You may pay by check and send your payment in by the mail. The address is: P.O. Box 998, Pascagoula, MS 39568-0998
Through your mortgage: Jackson County will send tax information to your mortgage lender if you choose to include your property taxes in your mortgage payment. Check with your lender to set this up
How to save money on homeowners and car insurance in Mississippi
Though you may not be able to lower your property tax rate, you can save money by shopping around for cheap home and car insurance
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