The Lexus factory warranty includes four years/50,000 miles of bumper-to-bumper warranty coverage and six years/70,000 miles of powertrain coverage, but Lexus offers three extended warranty plans that can last up to 10 years total.

When you head to the Lexus dealership to purchase a brand-new vehicle, the salesperson will probably try to sell you one of the brand’s extended warranty options. Extended warranty coverage may sound like a good idea, but you’ll have to think critically about whether or not the additional cost is actually worthwhile.

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—has created a guide containing all of the essential details on Lexus extended warranty plans to help you make an informed decision. Then, we’ll tell you how you can cut down on your overall car ownership costs by lowering your

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Overview: What is a Lexus extended warranty?

Every new Lexus comes with a factory warranty which includes four years/50,000 miles of bumper-to-bumper warranty coverage and six years/70,000 miles of powertrain coverage.

If you’d like additional coverage, however, you can invest in one of three extended warranties: Extra Care Powertrain, Extra Care Gold, or Extra Care Platinum. Depending on the plan you choose, you’ll get several additional years of coverage, as well as some perks.

Read on to discover the differences between each of the three plans, what’s covered, and how much each might cost.

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You can add on any of Lexus’s extended warranty plans before your factory warranty expires. Each includes four years/50,000 miles of coverage (on top of the coverage already included in your factory warranty) with varying levels of protection. Let’s take a look at the details.

What’s covered

Lexus’s Extra Care Powertrain, Extra Care Gold, and Extra Care Platinum plans each includes varying types of added coverage:

Extra Care Powertrain: Basic coverage for essential parts like the engine, transmission, and drive systems

Extra Care Gold: Mid-tier coverage for many parts on most vehicle systems

Extra Care Platinum: High-level stated-component coverage for most vehicle systems

In other words, the Extra Care Powertrain warranty does not extend your bumper-to-bumper factory warranty, but only extends the powertrain warranty. The Gold plan extends some of the coverage offered by the factory bumper-to-bumper warranty, while the Platinum extends most—if not all—of the factory-provided coverage.

These plans also include additional perks, such as roadside assistance (which covers towing, battery jumpstarts, lockout service, etc.),

rental coverage reimbursement

, and trip interruption coverage.

Each of the extended warranty plans is transferable to a second owner for a fee.

What isn’t covered

Even the Extra Care Platinum plan will have some exclusions—which is quite common for extended warranty plans across automobile brands and third-party providers. Here are some typical exclusions:

Anything covered by your auto insurance: Non-moving body parts, glass, sheet metal, paint, rust, etc.

Anything covered by required maintenance: Batteries, cables, belts, hoses, tires, lights, brake pads and rotors, etc.

Anything caused by improper and unreasonable use: Off-roading, drag racing, etc.

Modified or custom parts: An aftermarket sound system, etc.

Other components: Fabric, upholstery, carpets, dash pad, wiper blades, etc.

Don’t forget, Lexus’s vehicle service contracts require you to visit a Lexus dealer for repairs—so repairs performed at a third-party mechanic won’t be covered.

Duration

Regardless of the plan you choose, each will add an extra four years or 50,000 miles of coverage onto your standard factory warranty.

An extra perk? You don’t have to add an extended warranty to your Lexus right away. Instead, you have four years or 50,000 miles after the vehicle’s in-service date to opt into extended coverage through your dealership. Unfortunately, once your factory warranty is expired, you’ll be unable to purchase a Lexus extended warranty.

You can get a Platinum or Gold extended warranty for your used Lexus, too—as long as it is less than 10 model years old and has fewer than 125,000 miles on it. The Powertrain plan can be added to used vehicles that are less than 13 model years old and have free than 100,000 miles. Keep in mind that extended warranties can only be added to used vehicles at the time of sale.

Cost

The exact price of your extended warranty is based on a few factors, including the vehicle you purchase, the level of coverage you select, and what size deductible you agree to.

The best way to determine the exact cost is to reach out to your local Lexus dealership for a quote. Don’t be afraid to shop around different dealerships while your Lexus is still under its factory warranty! If you’re shopping for a new Lexus and an extended warranty plan at the same time, you might be able to negotiate a more affordable price.

If you regret purchasing your extended warranty, there is an option to cancel! You can cancel within 30 days for a $50 fee. If you cancel any time after the 30-day limit, you won’t get a full refund—instead, you’ll get a prorated refund.

Is it worth getting a Lexus extended warranty?

To decide if a Lexus extended warranty is right for you, you should first consider the overall reliability ratings of your specific vehicle.

In general, Lexus cars are built to last—RepairPal gives them a 4.0 out of 5.0 reliability rating. Your average Lexus will cost $551 per year for maintenance and repairs which is around $100 less than other vehicles in the same class.

Plus, since Lexus is a division of Toyota, parts are generally easy to find and relatively affordable, especially compared to other luxury vehicles.

Another factor to consider is how long you intend to keep your Lexus. An extended warranty can be worth it if you plan on driving your Lexus up to 100,000 miles or beyond. But if you’re planning on switching up your ride in a couple of years, a Lexus extended warranty may not be worth it.

A possible alternative is

mechanical breakdown insurance (MBI)

, which can often be purchased through your car insurance provider. MBI helps to cover the cost of mechanical repairs not caused by wear and tear after your vehicle’s factory warranty expires, but it’s regulated by outside bodies and not purchased through a dealer with a profit incentive.

MORE:

How to choose an extended car warranty

How to lower Lexus insurance costs

Whether or not you choose to purchase an extended warranty is entirely up to you—but, either way, there’s no harm in saving on your overall car ownership expenses by lowering your

car insurance

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