Mazda CX-9 Lease
You can lease a Mazda CX-9 for anywhere from $15,000 to $25,000 for a 36-month lease, but the real cost depends on your credit score and the trim level you choose.
Written by Joshua Levy
Reviewed by Jessica Barrett
The Mazda CX-9 is a luxury SUV with a reputation for comfort and reliability. If you want to get behind the wheel of a CX-9 without buying it outright, you can always lease it for anywhere from $15,000 to $25,000 for a 36-month agreement.
If you’re looking for a midsize SUV with space for up to seven people and the power to handle any off-road obstacle it faces, look no further than the Mazda CX-9. Featuring plush leather seats, all-wheel drive, and a power-sliding moonroof, it’s the ideal option for drivers seeking something affordable that feels high-class.
Of course, no one wants to put down thousands of dollars for a car they haven’t used. If you’re looking to experience a CX-9 without the commitments of ownership, leasing could be a good option for you.
But you’ll need to do a little research before you sign any agreements. Luckily, the
car insurance
comparison and broker app Jerry
has gathered everything you need to know about leasing the Mazda CX-9. We’ll cover all your questions in this article, ranging from the cost of leasing to the process of returning your car—and, how to save hundreds on your Mazda CX-9 insurance costs
!How to lease a Mazda CX-9
The steps you should take to lease the Mazda CX-9 are the same as you would for any other car. Start by getting a handle on your finances before comparing offers. Here’s where to begin:
- Decide on a budget. Your lease payments should typically cost less than 15% of your monthly income. Ideally, they’d cost less than 10%. Set your budget while keeping your income in mind, or you may find your payments too hard to keep up with.
- Check your credit score. When your credit score is lower than 520, you won’t typically qualify for a lease. And even if you do, people who apply with credit scores under 630 can expect higher rates than usual. If you can hold off on leasing a car until your credit score is over 650, you’ll find much better offers.
- Save for a down payment. Making a big down payment is an easy way to lower your monthly payments by paying more up front.
- Record your mileage. Most lease rates are partially determined by the number of miles you plan to drive each year. The less you drive, the lower your payments. To make sure you’re getting the mileage you need while paying as little as possible, buy a mileage plan that reflects your driving habits.
After you’ve sorted out your finances, you can start
comparing lease offers
at your local dealership. When you’re negotiating costs and seeking a reasonable lease, you’ll be glad to have your finances in order. Find insurance for your lease
Whichever lease you choose, you’ll need to insure your new car before you hit the road. To save time comparing quotes and ensure you get the lowest available rate, use the
Jerry
app.A licensed broker, Jerry helps users compare personalized quotes from over 50 top providers like Progressive and Nationwide in minutes. That way, you know you’re getting the best available rate before you settle for a policy.
How much does a Mazda CX-9 lease cost?
The cost of leasing a Mazda CX-9 ranges from around $394 to $702 a month.
Keep in mind that the real amount you pay each month depends largely on your credit score, down payment, lease term, and trim level. If you’re looking to save money on your lease, you can typically find better rates by taking time to build your credit, saving up for a large down payment, or opting for a lower trim level.
It’s also worth noting that the cost of different models will vary by location and time of year. Just like dealers will sell last year’s model for less at the end of the new year, they tend to lease cars for less toward the end of the year.
But one of the biggest factors impacting your monthly payment is your car’s trim level. When you opt for a higher trim level, it’s the same as opting for a nicer car. In short, it means you’ll be paying more each month.
To give you a frame of reference, this is how the Mazda CX-9 average monthly rates and signing fees vary among trim levels. The following examples are based on a 36-month lease for a buyer with good credit.
Trim level | Monthly payment | Amount due at signing |
|---|---|---|
Base | $394 | $1,474 |
Grand Touring | $540 | $540 |
Carbon Edition | $531 | $531 |
Touring Plus | $509 | $509 |
Touring AWD | $472 | $472 |
Sport | $702 | $702 |
It’s also worth mentioning that your credit score has an enormous impact on your monthly rate. To help you understand the significance of your credit score on your monthly rate, here are the average monthly payments for a Mazda CX-9 for a 36-month lease based on credit:
Credit score | Monthly payment |
|---|---|
520 to 669 | $478 |
670 to 689 | $426 |
690 to 719 | $399 |
720+ | $394 |
Remember to ask your dealer if you qualify for any discounts or rebates. While you may not be eligible for savings, it never hurts to ask.
Services included in a Mazda CX-9 lease
While some cars come with included services in their lease agreements, the Mazda CX-9 lease does not include any services.
That said, it’s important that you properly care for your car to avoid any extra costs or fees at the end of your lease.
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What to do when your Mazda CX-9 lease is up
At the end of your lease, you’ll be left with one of two options. You can either return your car or buy it. While both of these options have pros and cons, the final decision comes down to your preference. If you like the car, keep it. But if you want to try something new, feel free to return it.
How to return a leased Mazda CX-9
If you decide to return your Mazda CX-9, you’ll need to have it inspected and get it ready to go back to the dealer. Here are the steps you’ll need to take for each stage of the return process.
Preparing to return the car:
- Check for damage and make repairs
- Schedule a turn-in appointment with your dealer
- Make all your payments
- Schedule a free inspection through the dealer
- Remove personal belongings from the vehicle
At the return appointment:
- Drive your car to the dealer
- Bring all sets of keys
- Record mileage and sign Odometer Disclosure Agreement
After the appointment:
- Confirm the return
- Ask for a copy of the Odometer Disclosure Agreement
- Request the agent’s name for your records
Follow up:
- Receive lease-end invoice
- Pay disposition fee
- Pay for any extra fees like excessive wear and tear or mileage overages
How to purchase a leased Mazda CX-9
If you choose to purchase your leased Mazda, the process is fairly straightforward. Your lease agreement should already include a purchase price in the event you choose to buy the car. Of course, you can only buy the car after the lease ends. But the dealer should honor the agreed-upon price.
From there, you’ll need to work out the financing details with your dealer, make a down payment, and register the car. Once you’ve done all that, you can drive it off the lot and take it home!
How to find the best car insurance for a Mazda CX-9 lease
Comparing car insurance policies can be difficult. It takes time to find and collect quotes from different providers, and even knowing where to look can be a challenge. But the
Jerry
app makes it easier than ever to find the best available rates on the Mazda car insurance
coverage you want.A licensed broker, Jerry helps users compare personalized quotes from over 50 top providers like Progressive, Allstate, and Nationwide in minutes. Just download the app, answer a few questions, and review the quotes Jerry sends straight to your phone. When you find one you like, Jerry can help you switch plans and even help cancel your old policy.
Users save an average of $887 a year on
car insurance
with Jerry—and it only takes a minute to sign up.“Jerrywas so easy to use. A representative texted me my lowest quote, and when I responded yes, Progressive emailed me 2 minutes later with the next steps. Highly recommend if you don’t want to look for quotes alone!” —Sayad A.
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