What You Need to Know About Infiniti Payments
You can make your Infiniti payment online, by phone, or by mail—but be prepared to pay a convenience fee. Here are the details!
Written by Macy Fouse
Reviewed by Brittni Brinn
Table of Contents
If you’ve financed or leased a vehicle through Infiniti Financial Services, you can make a payment online, by phone, or via mail—but most of these require using a third-party service with a convenience fee.
Whether you aren’t sure how to make an Infiniti payment or you’re just searching for which payment method is your best bet, we’ve listed out all of the options right here. Haven’t decided whether to get an Infiniti
car loan
or lease yet? We’ve also got the intel on average monthly payments for new Infiniti models so you can plan your budget accordingly. How to pay your Infiniti car bill
Need to make a payment for your Infiniti? You’ve got plenty of options, like paying online, by phone, or even by mail.
Online
If you want to make a payment to Infiniti Financial Services online, you can either make a one-time payment or enroll in
Autopay
for recurring automatic payments. For single payments, you can also schedule a payment for a later time. For any online payments, just log in
to your Infiniti account and click “payments” on the menu bar. Depending on the method of payment, you may be charged a $3.90 convenience fee.
By phone
If you prefer to pay over the phone instead, you can use Infiniti’s automated phone system Paymentus at (833) 648-0173 to make a one-time payment. If you use this service, you’ll also be charged a $3.90 convenience fee.
If you’re paying by phone, make sure to note that only payments made before 4:00 p.m. CST will be posted on that date—so plan ahead to avoid making a late payment! Payments made after that time (or on a weekend or holiday) will be posted the following business day.
By mail
If you prefer more traditional methods, you can mail a check or money order to Infiniti Financial Services. Make your check payable to IFS and send it to the address for your account type, found in the table below. Be sure to include your IFS account number in the memo section of your check!
Payment type | Mailing address |
|---|---|
Retail (regular) | INFINITI Financial Services P.O. BOX 740849 Cincinnati, OH 45274-0849 |
Retail (overnight) | INFINITI Financial Services ATTN: RLBX 740849 MD 1MOC1N 5050 Kingsley Dr. Cincinnati, OH 45227 |
Lease (regular) | INFINITI Financial Services P.O. BOX 740596 Cincinnati, OH 45274-0596 |
Lease (overnight) | INFINITI Financial Services ATTN: RLBX 740596 MD 1MOC1N 5050 Kingsley Dr. Cincinnati, OH 45227 |
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Yes—but not through Infiniti directly. Just like the online and phone option, you’ll have to use Infiniti’s third-party service Paymentus to pay with a credit or debit card. And—you guessed it—you’ll have to pay a $3.90 convenience fee.
Is there a grace period for Infiniti car payments?
Like most auto financing services, Infiniti gives you a grace period of seven to 15 days for
late loan payments
. If you’re financing through IFS, you can call 1-800-627-4437 to see if you qualify for a skipped or deferred payment—but this will cause extra interest to accrue and shift your loan agreement.How much are Infiniti payments?
Infiniti is a luxury brand, so you can expect your payments to be on the pricier side whether you’re buying or leasing—but leasing a car will come with slightly lower monthly payments. The starting MSRP for new Infiniti models ranges from $40,300 for the 2023 Infiniti QX50 to $72,700 for the full-size 2023 Infiniti QX80 SUV.
The table below gives you a general idea of the pricing information and
average loan payments
for new Infiniti models. These numbers are based on the base trim of each model with a 10% down payment, a 72-month loan term, and an estimated interest rate of 4.90% (the average for new car buyers with credit scores between 660 and 780).Model | MSRP | Average monthly payment |
|---|---|---|
$42,650 | $651 | |
$41,750 | $637 | |
$40,300 | $615 | |
2023 Infiniti QX55 | $49,150 | $766 |
$49,200 | $751 | |
$72,700 | $1,109 |
The specific cost of your monthly Infiniti payment is likely to vary pretty significantly based on a wide array of factors. Your model’s total price and your down payment will affect those payments the most—but your
credit score
, trade-in value
, loan term, and other incentives play a big role, too. In general, a loan with a 72-month term
will have lower payments than a longer loan term, and loans for used cars often come with higher APRs
than new-car loans."WOW.Jerryhas been so easy to use. I called a representative when I wanted some clarification, and they walked me through the entire process of finding a new rate for full coverage on my luxury vehicle.” —Beth G.
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What is the lowest credit score Infiniti will finance?
Infiniti Financing Auto Loan will only consider applicants who have a credit score of at least 650.
What is the best interest rate Infiniti offers?
The interest rate you get on your loan is mostly based on your credit score. Infiniti sometimes offers interest rates as low as 0% to 2.9% during certain incentive periods for qualifying customers.
What is the best Infiniti car?
Infiniti has several excellent options to choose from, so the best one depends on your specific needs. In general, the Infiniti Q50 sedan earns top-notch reviews and reliability scores, and the Infiniti QX60 is one of the brand’s most popular SUVs.
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