A Honda Odyssey EX lease costs approximately $21,672 for 36 months—depending on the negotiated price and any added updates in addition to your location, down payment, and credit score.

Need a practical and efficient vehicle big enough for your next family road trip? The Honda Odyssey EX ranks at the top of the minivan class for a reason. If you want the Odyssey’s versatility without the long-term commitment of a

car loan

, consider leasing as an alternative.

Leasing comes with more restrictions than a traditional auto loan, but in return, you get to drive a vehicle during its best years, usually for a lower average monthly payment.

Here to answer all your questions is

Jerry

, the #1 rated

car insurance

app. We’ll go over how leases work, how much you can expect to pay for an Odyssey lease, and what to expect when you reach the end of the term. We'll also drop some hints for saving big on your

Honda Odyssey EX insurance costs

How to lease a Honda Odyssey EX

Leasing a Honda Odyssey EX shouldn’t be that much different than leasing any other vehicle. Follow this checklist, and you’ll be set up for the best lease deal you can get.

Request your credit score: Credit scores under 520 are unlikely to qualify for leasing, and credit scores under 630 are considered poor. If your score is above 650, you’re in a good position for a lease deal. A score of 680 or above is considered ideal.

Calculate your leasing budget: It’s best to have a monthly payment that’s no more than 15% of your monthly income—10% is even better.

Determine how much you can pay upfront: The bigger your down payment, the less your monthly payments will be. It may be worth waiting and saving up before signing a lease deal.

Calculate your annual mileage: The average annual mileage cap is between 10,000 to 15,000 miles. Realistically analyze your driving habits and make sure that you won’t go over your agreed mileage limit. Otherwise, you will have to pay a penalty for every mile you go over.

Once you have figured out your finances, head over to your local Honda dealership to

compare lease offers

. But before you go, have a clear budget in mind and stick to it. This will put you in a strong position to estimate and negotiate which Odyssey EX you can afford.

The final step: shop for insurance

Should you buy or lease? Either way, you’ll need car insurance for your Honda Odyssey EX. Your dealer will probably require you to purchase what's called "

full-coverage car insurance

," which includes a few additional coverages beyond what your state requires.

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How much does a Honda Odyssey EX lease cost?

The average cost of a Honda Odyssey EX is about $21,672 for a 36-month lease.

But your exact cost will depend on any accessory packages and other add-ons you choose at the dealership, in addition to your credit score, lease term, and the money you put down out of pocket. You may also see variations based on your location and the time of year.

Accessory packages, such as the Protection Package will add on $326. The Odyssey EX also offers two All-Season Protection Packages that range from $465 to $483. If you want to save a little, just stick to the regular base model.

One of the biggest factors in determining your payment for a 2022 Odyssey lease is your credit score. Let’s take a look at how your costs for the Odyssey EX may vary based on your score. We’ll assume you put down $1,500 for a 36-month lease with 12,000 annual mileage.

Credit score	Monthly payment	Amount due at signing
250 to 609	$735	$5,184
610 to 619	$633	$5,082
620 to 639	$633	$5,082
640 to 659	$633	$5,082
660 to 679	$543	$4,992
680 to 699	$543	$4,992
700 to 719	$543	$4,992
720 to 739	$517	$4,966
740+	$517	$4,966

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* checking your rate won’t affect your credit score

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* checking your rate won’t affect your credit score

If you’re a recent college graduate or a military member, you could qualify for a $500 rebate to reduce the cost of your Honda Odyssey EX lease.

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Is it better to lease or buy a car?

Services included in a Honda Odyssey EX lease

You have the option to add a

Honda Care

maintenance plan to your leased Honda Odyssey EX that has less than 12,000 miles.

Honda Care only covers routine factory-scheduled maintenance (not repairs due to accidents) including:

Engine oil and filter changes

Tire rotations

Multi-point inspection

Fluid level inspection

MORE:

Basic car maintenance schedule

What to do when your Honda Odyssey lease is up

When the end of your Honda lease comes around, you have three options:

Return the car and lease a new Honda (either another Odyssey or a different model)

Request a payoff quote and purchase the vehicle you’re currently driving

Follow the

Vehicle Return Checklist

and turn in the vehicle

How to return a leased Honda Odyssey EX

If you’re ready to return your Honda Odyssey EX or if you’re looking for a whole new make/model, make arrangements to return the car. Contact Honda’s

Lease Maturity Center

to make the transition as easy as possible.

Before you return your vehicle, examine the Honda for excess wear and tear.

Honda’s

Lease-End Inspection Guide

details the amount of wear and tear that’s acceptable when you return your minivan. In general, anything super obvious like scratches more than three inches in length or a cracked windshield will result in extra charges.

Make sure to schedule your free vehicle inspection online through

True 360

or by phone at (800) 340-4080 about two to three months before returning the vehicle.

Once your car passes inspection, make an appointment with your local Honda dealer to arrange a return appointment.

Deliver the vehicle in clean condition and bring the following:

All keys to the vehicle

Owner’s manual and maintenance records

Vehicle Return Receipt

Vehicle Inspection Report

Receipts for completed repairs

After returning the leased Honda, call the Lease Maturity Center at (800) 708-6555 to make a note that you returned the leased vehicle.

How to purchase a leased Honda Odyssey EX

Not quite ready to part with your Honda Odyssey? It’s understandable! A ride this roomy and comfortable that fits the whole family makes daily life that much more manageable.

If you want to purchase your Honda, log onto your

online account

or call (800) 708-6555 to obtain a purchase quote. Make your final payment online or by mail to:

Honda Finance Exchange, Inc.

P.O. Box 70252

Philadelphia, PA 19176

Include your signed

Odometer Disclosure Statement

by mail or, if your payoff is submitted online, you can fax the Odometer Disclosure Statement to:

ATTN: Captive Client

Fax number: 1-937-481-5307

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The top 10 cheapest vans to insure

How to find the best car insurance for a Honda Odyssey EX lease

Finding the best insurance for your leased Honda Odyssey EX is easier than ever with the

trustworthy super app

and licensed broker

Jerry

How does it work? Just download the Jerry app, enter your information, and in 45 seconds, you’ll receive car insurance quotes for coverage similar to your current plan—only better! Jerry’s team of experienced agents will handle all the paperwork, including helping you cancel your old policy.

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“When we added a new car to our family, we were shocked at how high our current insurer was going to hike our rates. We used
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