Buying a Car in Oklahoma From Out of State
You’ll have to get a new, notarized Oklahoma title and pay Oklahoma’s excise tax on a car that you buy from out of state.
Written by Pat Roache
Reviewed by Jessica Barrett
To register a car in Oklahoma that you’ve bought from out of state, you’ll need to get a new, notarized Oklahoma title from the Motor Vehicle Division of the Oklahoma Tax Commission and pay Oklahoma’s excise tax.
You’ll need to go through a special process if you’re trying to register a car in a different state than where you bought it. It may seem complicated, but it makes sense when you think about the different regulations and excise taxes that states have regarding motor vehicles.
Have no fear!
Jerry
the car insurance
expert is here to make the process of buying a car in Oklahoma from out of state a little less complicated. We’re covering everything—from bringing a car purchase into Oklahoma from out of state to taking a car out of Oklahoma to a different state——and we’ll show you how to save on Oklahoma car insurance costs
, too! Find out if you can reduce your monthly car payments in minutes
* checking your rate won’t affect your credit score
Check your rate
* checking your rate won’t affect your credit score
How to buy a car out of state as an Oklahoma resident
Say you’re an Oklahoma resident, but you found a great deal on a used
Ford F-150
across the border in Texas. Even though you might buy the truck in Texas, you’ll still have to notarize a new title, register the truck, and pay taxes in Oklahoma. You’ll have to register your vehicle in Oklahoma within thirty days of the out-of-state purchase.
The first thing you’ll need to do is apply for an original Oklahoma title. Make an appointment with a
tag agent
or head to your local OK Tax Commission (OTC) lobby
and bring the following documents:- Proof of ownership—either the Manufacturer’s Certificate of Origin for a new vehicle or an out-of-state title for a used one
- Lien information and documentation (if applicable)
- Completed odometer disclosure statement if the vehicle is older than nine years
If you’re bringing in a used car purchased from out of state, you’ll also have to submit to a physical vehicle inspection conducted by a representative of the OTC Motor Vehicle Division or Oklahoma motor license agency. There is a section on Form 701-6 to document this inspection. You’ll also have to pay an $11 fee for the original title.
Don’t sign the title just yet! Oklahoma requires all titles to be notarized. Head to your local bank or post office so a notary can witness your signature and authorize it as valid—don’t forget to bring a valid ID!
Now that you’ve got a notarized Oklahoma title for your out-of-state car, you can make another appointment with your local tag agent or OTC lobby to register your car and get your Oklahoma license plate. Make sure to bring the new title and the car’s old tags to your registration appointment. There is a $96 fee for your Oklahoma car registration.
The good news about paying the Oklahoma excise tax on your car purchase is that you don’t need to make a new appointment! The bad news is that you still have to pay the taxes. You’ll be charged these taxes when you register your car.
Once you’ve gotten an original Oklahoma title, registered your vehicle, and paid the excise tax, your out-of-state purchase is officially a Sooner State car!
How to buy a car in Oklahoma if you live out of state
Now, if you find a great deal on a Ford F-150 in Oklahoma but you live somewhere else, you’ll be subject to your own state’s processes for buying a car out of state. It will likely be similar to the process in Oklahoma, but check your state’s requirements just in case.
It should go something like this:
- Make sure you receive a valid bill of sale and the Oklahoma title for your car purchase if possible—a notary will have to authorize the bill of sale and title transfer.
- Be prepared to head to your state’s Department of Motor Vehicles (DMV) with proof of ownership (i.e. the bill of sale or title), a valid ID, proof of insurance, proof of residency, payment for fees, and any other forms, documents, or disclosures required by your state.
- Register your vehicle in your home state and put on your new tags.
Out-of-state buyers who purchase a car in Oklahoma will not need to pay Oklahoma’s sales tax, but you’ll likely have to fulfill tax requirements in the state where you register your vehicle.
What if I don’t have a physical title?
Oklahoma only requires that you provide an original copy of your out-of-state car purchase’s title—the rules and regulations do not specify if it can be physical or electronic.
If the car you plan on purchasing only has an electronic title, talk to a tax agent or a representative at the Oklahoma Tax Commission (OTC) lobby where you plan on applying for your original Oklahoma title. They may ask you to obtain a physical copy to bring to your appointment. If that’s the case, you’ll have to request a physical copy of the original title from the DMV!
MORE: Title transfer in Oklahoma
Tips for buying a vehicle out of state
As you may have already gathered, buying a vehicle from out of state comes with its own set of hoops to jump through. It may be worth it if you found a good deal, but follow these tips to make sure everything goals as smoothly as possible with your out-of-state purchase:
- Check the requirements for the physical inspection. This one can get weird since Oklahoma doesn’t require inspections for most vehicles. Make sure to ask specifically about inspections for used, out-of-state purchases if you live in Oklahoma.
- Check your state’s emission testing requirements.
- Brush up on the local sales and excise tax laws for out-of-state car purchases.
How to save on car insurance in Oklahoma
Even though you may have scored a deal on your out-of-state car purchase, you’ll still have to work to score a deal on car insurance. You’ll already be preoccupied enough filling out the paperwork and working a trip to the notary into your schedule—let Jerry help you with the car insurance process.
Jerry
is a licensed insurance broker
and super app in one. All you have to do is complete a 45-second sign-up and Jerry takes care of the rest from there. We’ll analyze your current policy and driver’s profile to generate instant quotes from a network of over 55 providers. You get the most competitive options tailored to your preferences, making it easier than ever to save money and get the coverage you need! Take the work out of car insurance shopping. Give Jerry a try and see how the average user saves $800+ a year!
“Jerryis a great service made easy for a newbie. It was my first time buying car insurance and everything was quickly taken care of. Everything was done in the app, so that was incredibly satisfying.” —August M.
RECOMMENDED
Compare auto insurance policies
No spam or unwanted phone calls · No long forms
Reduce your monthly car payments in minutes?
Find out if Jerry can reduce your payments by an average of $150/month
4.7You might also be interested
