BMW 330i Lease
You can lease a BMW 330i for around $449 per month depending on its trim level and your credit score and down payment.
Written by Cassandra Hamilton
Reviewed by Jessica Barrett
There are a few factors to consider when calculating the price of a BMW 330i lease: trim level, credit score, and down payment. But a typical 330i lease will set you back $449 a month.
How would you like to drive a car with a moonroof, three-zone climate control, and a 2.0-liter turbocharged engine? If it sounds like a dream, the BMW 330i is the car for you! You could take out an expensive
car loan
to make it happen. But if you’d rather not, leasing may be the best option available. Like anything, there are pros and cons to leasing. The payoff is driving a brand-new vehicle with the latest technology for less money than you would pay if you bought the car with a loan.
Is leasing right for you? To help you decide, the
car insurance
comparison app Jerry
is here with all the answers to questions you might have. We’ve got the scoop on the ins and outs of leasing a BMW 330i—plus how you can save on BMW 330i insurance costs
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How to lease a BMW 330i
Just because you’re leasing a luxury car doesn’t mean the process has to be complicated. If you consider these questions, you’ll find navigating the leasing process to be a breeze.
- What’s your credit score? If your score is under 520, chances are you won’t qualify for a lease. Anything under 630 is considered a poor score. But if your score is 650 or higher, you should be able to secure great terms for your lease.
- What’s your lease budget? To decide how much you can afford, calculate between 10% and 15% of your monthly income. If you make $3500 a month, you can afford anywhere between $350 and $525 for your car payment.
- What is your down payment? Dealerships refer to this as a capitalized cost reduction. If you really want the lowest monthly payments possible, take a little extra time to save more for agood down payment.
- How much will you be driving? The most common lease terms are set at 10,000, 12,000, or 15,000 miles. Think about your commute, your hobbies, and any trips you have planned before deciding on the mileage limits outlined in your leasing agreement.
You’ve decided on a financial outline—great. Now you’re prepared to go down to your BMW dealership to see if there are any
special BMW financing offers
available in your area. Keep your budget in mind when you arrive so you can negotiate the best lease terms possible for yourself.The final step: shop for insurance
Great insurance is a must regardless of whether you own a vehicle or decide to lease one. That’s where Jerry comes in! Jerry is a licensed broker who’s sure to get you the best rate on your car insurance—and it takes less than two minutes.
“Insurance companies originally charged me $189 while driving my BMW 300 miles per year. Thanks toJerry, I only pay $56! I’m so happy.” —Ray T.
How much does a BMW 330i lease cost?
On average, the monthly cost for a BMW 330i lease is around $449.
This payment amount is dependent on the trim level you choose along with other available options and offers provided by your dealership. Other things to consider are your credit score, your lease term, and your down payment. Make sure to ask about season-dependent offers, too.
As mentioned, a big factor is the trim level you choose. You might not want or need top-of-the-line trim or the latest and greatest technologies, so you may be satisfied with the base trim level. However, maybe you want to treat yourself to all the luxury features BMW offers, so you spring for the xDrive trim.
Somewhat surprisingly, depending on the amount of money you put down, the monthly cost could work out to be the same for both trims.
Let’s take a look at this table to see how the difference in the amount you put down at signing affects your monthly payment for a higher trim. This is assuming you’re getting a 36-month lease and have a good credit score of 690-719.
Trim level | Monthly payment | Amount due at signing |
|---|---|---|
Base | $499 | $4,224 |
xDrive | $499 | $4,899 |
Don’t forget that your credit score is going to greatly impact the terms of your lease and the amount you pay monthly, too. If your score isn’t so hot, take a little time to build your credit up so you aren’t paying more than you should to lease a BMW 330i.
Last thing—make sure you ask about any specific offers or deals the dealership may have that could lower your monthly payments. These are always changing, but it never hurts to ask.
Services included in a BMW 330i lease
Leasing a car means you can trade up every couple of years to the newest model with the best technology. This is a great way to drive a nicer, more expensive car than you would otherwise be able to afford.
What’s even better is leased BMWs are also still covered under the manufacturer’s warranty, which means your maintenance and repair costs will be next to $0.
Some of the basic maintenance covered by the BMW warranty includes:
- Tire rotations
- Engine oil and filter changes
- Multi-point inspections
- Genuine BMW parts
Instead of hoping you luck out with a good, trustworthy mechanic, you can get all your maintenance and repairs done at a BMW dealership. This is great because the mechanics employed by the dealership specialize in the type of car you drive, meaning you’re in the best hands possible.
What to do when your BMW 330i lease is up
You have three options when your lease is up:
- Return the car and lease a new BMW 330i or other BMW
- Complete a return checklist and turn in the car
- Request a payoff quote and buy the BMW you’ve been driving
How to return a leased BMW 330i
If you’re a tech-head or gear-head who wants the latest and greatest BMW has to offer, you might want to trade in your leased car for a new lease. Perhaps you don’t need a vehicle anymore, though. In that case, you can just turn the car in and be done with the whole thing. You can get step-by-step instructions on the
BMW website
, but read on for a general idea of what’s expected.The first thing you’ll need to do is prepare your vehicle for a return inspection, then schedule it with your BMW dealership. This inspection will report if there are any repairs you need to complete before the dealership will accept the vehicle.
Then, you’ll need to make any necessary repairs before you turn the vehicle in. This ensures you won’t encounter any exorbitant fees for turning in a damaged car.
Finally, you’ll need to make a return appointment and turn the car in. Be sure to bring a copy of your leasing agreement and any keys, fobs, or remotes you may have received at the beginning of the leasing period.
Lastly, you’ll need to pay any outstanding balance as required by BMW. Once you’ve done all that, congratulations! You’ve successfully leased a BMW 330i.
How to purchase a leased BMW 330i
A BMW will hold most of its value for the first five years, so it’s not a bad investment if you decide to buy your car. To purchase the BMW you’ve been leasing, request a payoff quote from the dealership. Alternatively, this amount may be specified in your initial leasing paperwork.
MORE: BMW car-buying guide
How to find the best car insurance for a BMW 330i lease
Just like leasing a car, finding great
car insurance
at an affordable rate is easy when you turn to Jerry
. Jerry is a car insurance comparison super tool designed to help you find the best deals on BMW 330i insurance costs
in record time. Just download the app, enter your information, and get competitive quotes sourced from over 50 top insurance companies like nationwide and Allstate.Once you make your pick, Jerry handles the rest—securing your new policy and helping to cancel your old one. Jerry will even search for better-priced quotes whenever your policy is up for renewal.
The average Jerry user saves $887 per year on their insurance premiums. See how much you can save today!
“WOW.Jerryhas been so easy to use. I called a representative when I wanted some clarification, and they walked me through the entire process of finding a new rate for full coverage on my luxury vehicle.” —Beth G.
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