In Colorado, your driver’s license can be suspended for a slew of reasons, ranging from a DUI to reckless driving to leaving the scene of an accident. Driving without insurance or driving with a suspended license can both result in fines and possibly jail time.
The ability to drive is often taken for granted, but one bad decision can mean the loss of your driving privileges, or worse — and it can definitely affect the cost of car insurance in Colorado
. If you’re not familiar with what can get your license suspended, it's a good idea to check Colorado laws to ensure you remain on the right side of them. Lucky for you, the car insurance
broker and comparison shopping app Jerry
has put together this handy guide on what can get your license suspended in the Centennial State. Hopefully, this guide will help keep you on the road in good standing. RECOMMENDEDNo spam or unwanted phone calls · No long forms
What’s the difference between a license suspension and revocation?
Believe it or not, a driver’s license suspension is different from a driver’s license that’s been revoked. Here’s what each of those terms means:
A license suspension means your driving privileges have been suspended for a specified length of time
A license revocation is a more serious penalty, meaning you’ll likely have to reapply to get your driving privileges back after a specified period of time
Points that can lead to driver’s license suspension in Colorado
Colorado has a points system, meaning if you accumulate a certain number of points on your driving record due to traffic infractions, your license can be suspended. The following are the number of points needed for drivers to lose their license, by age:
Minor drivers 17 and under
6 or more points within any 12-month period
7 or more points at any point for all drivers under 18
9 or more points within any 12-month period
12 or more points within any 24 months period
14 or more points at any point between the ages of 18-21
Adults 21 years of age and older
12 or more points within any 12-month period
18 or more points within any 24-month period
If you are suspended because of points, you’ll get a notice in the mail and be assigned a hearing date. If you don’t attend your hearing, your driver’s license will be automatically suspended for one year. You are allowed to request a hearing while your license is suspended.
RECOMMENDEDNo spam or unwanted phone calls · No long forms
What can your license be suspended for in Colorado?
Your license can be suspended in Colorado for a variety of reasons. Here are the most common reasons for your driving privileges to be temporarily taken away.
1. Driving under the influence (DUI)
Your license can be suspended if you’re convicted of driving under the influence in Colorado.
The length of suspension can vary, depending on the situation and if it is your first offense or a subsequent offense. The following suspensions apply for DUI:
2. Refusing a blood alcohol content (BAC) test
If you refuse to take a blood alcohol test, your driver’s license can be suspended as well. Here are the penalties for refusing a BAC test:
3. Driving with a suspended license
If you’re stopped while driving with a suspended license, the length of your suspension will be increased, depending on the severity of the infraction. You may also be fined up to $500 and possibly imprisoned for up to five days.
4. Driving without insurance
All Colorado drivers must meet the state’s minimum insurance requirements
. If you are caught driving without insurance, you risk having your license suspended on the spot by law enforcement, fines, and potentially jail time as well. Typically, the penalties in Colorado for driving without insurance are as follows:
First offense: Class 1 misdemeanor, $500 fine, a suspended license, $40 reinstatement fee, and required SR-22 coverage for three years
Second offense within five years: $1,000 fine, four-month suspension, $40 reinstatement fee, and SR-22 coverage for three years
Third or subsequent offense: $1,000 fine, eight-month suspension, $40 reinstatement fee, SR-22 coverage for three years, 40 hours community service, potential jail time between 10 days and one year
5. Driving without a driver’s license
If you are cited for driving without a license but police do not suspend your license at the roadside, you will receive a notice of suspension in the mail. You can avoid this penalty by providing proof of insurance (SR-22
) within 20 days of receiving the notice. 6. Other driving violations
Your driver’s license can be suspended in Colorado for other infractions, such as:
An at-fault accident causing serious injury or death
Abandoning a vehicle on a public highway
7. Physical or psychological disqualification
The DMV can order a re-examination of your ability to safely operate a vehicle if provided evidence by:
An immediate family member
If you are found to be physically or psychologically unable to drive a vehicle, your license will be suspended.
8. Non-driving reasons
Your driver’s license can be suspended in Colorado for reasons that have nothing to do with driving, including:
Not responding to a DMV notice
Failing to appear at a court date
9. Failing to pay traffic tickets, surcharges, and fines
If you are ticketed, cited, fined, or owe any surcharges, be sure to pay them—not doing so in Colorado can put you in danger of having your driver’s license suspended.
10. Leaving the scene of an accident
Your license can be suspended if you violate Colorado's car accident laws
by leaving the scene or failing to stop immediately if an at-fault accident has occurred, and severe injury or death has resulted. How to save money on car insurance in Colorado
By now we hope you know how important it is to have car insurance in Colorado, not only to protect your vehicle, yourself, and others, but to maintain your driver's license as well!
Finding a robust policy at an affordable rate has never been easier than it is today, thanks to Jerry
! Signing up is free and takes just 45 seconds. As a licensed broker
, Jerry compares policies from more than 50 insurance companies to ensure you get the best policy possible. Once you pick your policy, Jerry signs you up and cancels your old one for you, no questions asked. The best part about it? Jerry users save an average of $887 per year on car insurance!
“Super cheap! Jerry
saved me over $4500 during the entire year. The money really adds up.” —D’Shawn G.
RECOMMENDEDThis app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
4.7
