Indiana law requires all motorcycle drivers and passengers younger than 18 to wear a helmet as well as goggles, glasses, or a transparent face shield. Failing to do so is a Class C infraction.

Motorcycles can be a lot of fun to both drive and ride, but that fun doesn’t come without a substantial amount of danger. The

National Highway Traffic Safety Administration (NHTSA)

reported that a staggering 14% of traffic deaths in 2019 could be attributed to motorcycle accidents. That statistic is all the more worrying considering that states have been passing motorcycle helmet laws since as early as the 1960s.

To help Indiana motorcycle enthusiasts understand what’s required of them by law, the

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has created this article. Read on to find out the motorcycle helmet laws in Indiana, what exceptions there are, and why you should wear your helmet. Plus, we've got some tips to help you lower your

Indiana insurance costs

, no matter what you drive.

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Do you have to wear a motorcycle helmet in Indiana?

You are required to wear a helmet while driving or riding a motorcycle in Indiana if you are younger than 18.

The helmet you wear must meet the standards established by the Department of Transportation under

49 CFR 571.218

Additionally, you need to wear a transparent face shield, goggles, or protective glasses along with your helmet.

Exceptions to Indiana’s motorcycle helmet law

You are exempt from Indiana’s motorcycle helmet laws if you are 18 years of age or older. However, you should still wear a helmet to protect yourself in case of an accident.

Penalties for breaking Indiana’s motorcycle helmet law

Failing to wear a helmet while driving or riding a motorcycle is a Class C infraction. Along with a fine of up to $500, you could face increased insurance costs for years after the incident.

Why it’s important to wear a motorcycle helmet

There are more reasons to wear your motorcycle helmet in Indiana than just fines. Your helmet is your primary defense when you’re involved in an accident.

In states without helmet laws, those who don’t wear their helmets account for as much as 57% of motorcyclists killed while on the road. When laws are implemented, that same statistic drops to 9%. The NHTSA estimates that motorcycle helmets save hundreds of lives each year in the United States.

When you’re on a motorcycle, all you have to protect yourself is your helmet and clothes—and cloth will not do much during a collision. In contrast, a standard car has a shock-absorbing frame, airbags, and seatbelts to do the same job. If you skip out on wearing your helmet, you’re giving up more than half of the measures meant to keep you alive during an accident.

How to find affordable car and motorcycle insurance

While motorcycle helmets are meant to protect your head during an accident, your wallet lacks similar protections. Insure your motorcycle against costly repairs following a collision by using the

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