New Usage-Based Car Insurance App for Oklahoma Drivers
Jane Lu
· 3 min read
Pay-per-mile
or usage-based car insurance might seem like a better option for many drivers who haven’t been driving much during the pandemic. For drivers looking for cheap car insurance
, it might make sense for you.According to
Insurance Journal
, Mercury Insurance is now making its usage-based insurance app, MercuryGO, available for Oklahoma
drivers. Here’s more about the company, how the app works, some of the added benefits of the app.
What is Mercury Insurance?
Mercury Insurance
offers insurance for personal vehicles, homeowners, and commercial insurance through a network of independent agents. This is available for drivers in Arizona, California, Florida, Georgia, Illinois, Nevada, New York, Oklahoma, Texas, and Virginia.The MercuryGO driving app is only available in Florida, Georgia, Oklahoma, and Texas. Cambridge Mobile Telematics (CMT) partners with Mercury.
Telematics
companies like CMT and mobile telematics in general are relatively new, and they’ve been changing the way insurance premiums are calculated.Many argue that the way credit scores and age are used to determine premiums is unfair, and that insurance companies should consider how safely you drive. MercuryGO addresses this concern for consumers.
How does MercuryGO work?
MORE: Disruptive AI Technology Is Changing Car Insurance for the Better
The MercuryGO driving app is meant to help you customize your car insurance based on your driving habits. The app works as a virtual driving coach, provides skill scores, and gives you real-time feedback on your driving behavior.
When you enroll in the app, you’ll immediately receive a 5% participation discount; teen drivers can get up to a 10% discount. This can be a great way to save money on car insurance for inexperienced drivers. Depending on your driving score, you can get a discount of up to 40% when you renew your policy.
MercuryGO also comes with in-app tips to help you become a safer driver. There’s a sharing option for families to see who’s the safest. Parents can also receive feedback about their teen’s driving such as how fast they’re going and where they are.
The app will help check for
distracted driving
, how hard you brake, how fast you accelerate, speeding, and how you drive corners. It can help you reduce bad driving habits.Save money on car insurance with Jerry
If you’re a driver under the age of 25, car insurance premiums might be more expensive. Even if you’re a safe driver, premiums can be determined based on perceived risk, and younger drivers are more likely to be involved in accidents. MercuryGO helps you improve your driving skills and save money.
MercuryGO can be a great way to save money and be rewarded for safe driving. On the other hand, if you’re a little wary about having your driving monitored, you can still use
Jerry
to save money.The free AI-powered app compares rates from top insurance companies to ensure you’re getting the best price for the best coverage. Jerry will send you new quotes every time your policy comes up for renewal, and even cancel your old policy for you.
