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The Cheapest Car Insurance for Pennsylvania Drivers
The Cheapest Car Insurance for Pennsylvania Drivers
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Pennsylvania.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Head of Insurance Operations
Edited by Lina Zhang, Lisenced Insurance Agent
What's on this page?
- How to find the cheapest car insurance quotes in Pennsylvania
- Cheapest car insurance companies in Pennsylvania
- Pennsylvania Car Insurance Coverage Requirements
- Pennsylvania Car Insurance Rating Factors
- How Do Different Factors Impact Your Car Insurance Costs in Pennsylvania?
- Car Insurance for High-Risk Pennsylvania Drivers
- Car Insurance for Pennsylvania Drivers With DUI
- Car Insurance for Pennsylvania Drivers With a Coverage Lapse
- Car Insurance for Pennsylvania Drivers With a Low Credit Score
- Pennsylvania Car Insurance Cost by Age
- Pennsylvania Car Insurance by Car
- Is it cheaper to insure a new car or a used car?
- Pennsylvania Insurance Cost by Zip Code
- How to lower the cost of car insurance in Pennsylvania
- FAQs
- Methodology
- Meet our Experts
Load full table of contents
How to find the cheapest car insurance quotes in Pennsylvania
There is a common misconception that popular
car insurance
providers consistently offer better rates than others—but in reality, no one company provides the best rates for everyone. To unlock the best insurance rates, you should shop around
and collect quotes from multiple sources and choose the most suitable option for your needs.Jerry
Insurance Agency helps savvy car insurance shoppers in Pennsylvania streamline the insurance comparison process and purchase affordable coverage.| Date | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
February 4, 2025 | Travelers | $119 | Ronnie, 34 | Tesla Model 3 | • 100,000/300,000 Liability • Comp / Collision |
February 3, 2025 | Safeco | $129 | Cameron, 29 | Nissan Rogue Sport S | • 50,000/100,000 Liability • Comp / Collision |
January 24, 2025 | AAA | $98 | Amanda, 92 | Mazda 6 Grand Touring | • 50,000/100,000 Liability |
January 23, 2025 | Mercury | $128 | Teresa, 37 | Volkswagen Golf R | • 50,000/100,000 Liability • Comp / Collision |
January 23, 2025 | Bristol West | $196 | Nelle, 61 | Nissan Altima 3.5SL | • State Minimum Liability • Comp / Collision |
Last Updated Feb 4, 2025Cheapest car insurance companies in Pennsylvania
Jerry administered the nation’s largest insurance shopping survey to uncover the truths about finding affordable insurance state-by-state—and find out who offers the cheapest car insurance rates in Pennsylvania.
Jerry’s survey found that affordable car insurance rates aren’t housed by just one company. Each car insurance provider offers unique rates for their policyholders, so the cheapest provider for one driver may not be the cheapest provider for another driver.
While some customers found their rates to be affordable and reasonable, others claimed they were unfairly charged and faced frequent rate increases.
State Auto, Safeco, Progressive, National General, and Travelers have the largest market shares in Pennsylvania. Take a look at what drivers had to say about these providers.
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How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
To effectively and efficiently compare
car insurance quotes
online, it’s best to use a car insurance comparison app or website.Jerry has a handy, free app that compares car insurance quotes and offers personalized service to customers through a team of over 100 licensed insurance agents.
Minimum car insurance requirements for liability and full coverage in Pennsylvania
Pennsylvania car insurance laws
mandates minimum car insurance requirements for every driver. These minimum requirements include liability insurance and personal injury protection (PIP).Cheapest minimum liability coverage in Pennsylvania
To legally operate a vehicle on Pennsylvania roads, residents must meet the state’s
minimum car insurance coverage requirements
.Pennsylvania drivers must hold $5,000 in personal injury protection (PIP), $5,000 in property damage liability per accident, $15,000 in bodily injury liability per person, and $30,000 in bodily injury liability per accident.
Here are some instances where Jerry helped Pennsylvania car owners find minimum liability coverage.
Henrietta (64 years old)
$98
per month
Bristol West
Sophia (50 years old)
$184
per month
Do you need more than the minimum liability insurance coverage in Pennsylvania?
Pennsylvania drivers aren’t required to purchase more than minimum coverage—but you may need additional coverage to keep yourself fully protected on the roads.
If an at-fault accident occurs, you could face vehicle repair or replacement costs, as well as medical expenses that exceed the minimum limits of your state-required coverage. Serious injuries to another person or hefty vehicle damages can result in expenses of over $50,000 in some cases.
The bottom line: Consider medical benefits,
full coverage
with collision and comprehensive coverage, uninsured motorist coverage
, or at least 50/100/50 or 100/300/100 liability coverage for better financial protection.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Cheapest full coverage Pennsylvania auto insurance quotes
In the event of an accident that requires extreme repairs or replacing your vehicle, full coverage is the best car insurance for covering your financial bases.
- Collision coverage covers the expenses associated with repairing or replacing your car
- Comprehensive coverage provides coverage if your car is stolen or damaged by non-collision incidents like theft or natural disasters
If you drive a leased vehicle, your lender will typically mandate full coverage with collision and comprehensive insurance.
Check out the table below for recent instances where Jerry's agents assisted customers in acquiring the most affordable full-coverage policies.
| Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 100,000/300,000 Liability • Comp / Collision | Progressive | $91 | Sally, 35 Lewisberry, PA | Toyota Corolla LE |
• State Minimum Liability • Comp / Collision | AAA | $220 | Carolyn, 41 | Toyota Sienna LE |
• 50,000/100,000 Liability • Comp / Collision | Travelers | $194 | Jesse, 23 | Chrysler 300 |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $92 | Leah, 47 Sellersville, PA | Hyundai Tucson SEL |
• State Minimum Liability • Comp / Collision | Infinity | $203 | Cameron, 36 | Nissan Altima 2.5 |
Last Updated Feb 7, 2025Average rates for minimum liability coverage and full coverage car insurance in Pennsylvania
From helping thousands of Pennsylvanian insurance policyholders find the right coverage for their needs, we’ve observed that minimum liability coverage costs an average of $0 per month or $0 per year. On the other hand, full coverage in Pennsylvania can amount to $0 per month or $0 per year.
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Average insurance rates are a great tool to help you get an idea of what your insurance costs could look like, but they won’t necessarily depict the reality of your premiums. Remember that each driver gets a unique rate determined by factors including the type of car, demographics, and driving and claims records.
These rates can vary by hundreds of dollars a month depending on your specific circumstances.
Pennsylvania car insurance: Additional coverages
Pennsylvania drivers can also add the following types of car insurance to their policies:
If you have a loan on a recently-purchased car: Consider adding
gap insurance
to your policy. Gap insurance will cover you if your car is stolen or if there’s a total loss and you owe more than the car is worth.If you don’t own a car but rent or borrow one instead:
Non-owner car insurance
provides the state’s minimum insurance requirements in case you are liable in an accident, but it won’t cover damage to the vehicle or personal injuries. How Do Different Factors Impact Your Car Insurance Costs in Pennsylvania?
How Do Different Factors Impact Your Car Insurance Costs in Pennsylvania?
Allowed (with applicable limitations): Age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Pennsylvania currently does not allow gender as a rating factor when calculating insurance premiums.
Learn more about the car insurance rating factors in Pennsylvania:
Cheapest Pennsylvania car Insurance after a driving violation
Your driving history is one of the most influential factors when it comes to your insurance rate. Insurance companies are likely to charge you higher premiums if you have a history of violations that indicate a greater risk of insuring you and your vehicle.
Cheapest car insurance for Pennsylvania drivers with a speeding ticket
Speeding is classified by different levels, including:
- 1-5 mph over limit
- 6-10 mph over limit
- 11-15 mph over limit
- 16-20 mph over limit
- 21+ mph over limit
A speeding ticket on your
driving record
will typically impact your car insurance premiums. Luckily, Jerry helps drivers save on car insurance even if they have a speeding ticket. | Speeding Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
Speeding 1-5 | Progressive | $140 | Dennis, 54 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 6-10 | Nationwide | $75 | Isabel, 31 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 11-15 | Safeco | $64 | Brandon, 25 | • 100,000/300,000 Liability |
Speeding 16-20 | Safeco | $151 | Olive, 28 | • State Minimum Liability • Comp / Collision |
Speeding 21+ | Clearcover | $192 | Raymond, 23 | • State Minimum Liability • Comp / Collision |
Last Updated Feb 4, 2025Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Fast response to questions, problems solved quickly
John
Switching to National General was SO easy and it saved me over $100/month! I'm so glad I made the switch!
Courtney
Got a decent rate for my Tesla Model S from travelers
Kishore
Safeco has provided great service as my current carrier.
Marcus
How to find cheap Pennsylvania auto insurance after a DUI
A
DUI offense
in Pennsylvania can lead to a higher increase in car insurance premiums compared to other infractions.Having a DUI offense on your record can mean significantly different car insurance rates between insurance companies. To find affordable options following a DUI, it’s best to compare rates from multiple insurance providers before settling on a policy.
Jerry has helped Pennsylvania drivers with DUIs find affordable car insurance rates following their violations.
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Pennsylvania SR-22 insurance
DUIs and other serious violations sometimes result in an
SR-22 filing
requirement. This demonstrates your compliance with the minimum liability insurance mandated by Pennsylvania law.Other scenarios where you may need an SR-22 include:
- Driving without insurance
- Driving with a suspended or revoked license
- Repeated traffic violations (i.e. speeding tickets) within a limited timeframe
- At fault for various collisions
- At fault in a fatal car accident or an accident resulting in serious injuries
Cheapest Pennsylvania auto Insurance after an at-fault accident
Insurance providers look at your history of at-fault accidents to assess your level of risk. A recent at-fault accident can increase your car insurance rates significantly.
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FAQ
Is Pennsylvania an at-fault state?
No, Pennsylvania is a
no-fault state
. This means drivers are legally required to purchase higher minimum car insurance limits, including personal injury protection (PIP). Since Pennsylvania drivers need more coverage than drivers in other states, the cost of car insurance in Pennsylvania is typically higher. Pennsylvanians are not legally bound to purchase other types of coverage, like uninsured/underinsured motorist coverage. It can be useful, though—especially in a no-fault state with high population density and many uninsured or underinsured drivers.
The bottom line: Since Pennsylvania is a no-fault state, all car insurance policies automatically feature PIP. Adding uninsured/underinsured motorist coverage can offer extra financial security.
Cheapest auto insurance after other violations in Pennsylvania
Apart from speeding tickets and DUIs, other violations can also result in high car insurance costs in Pennsylvania. Here’s how much Jerry has helped affected drivers reduce their monthly insurance expenses.
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Cheapest Pennsylvania auto insurance based on insurance history
Your insurance history plays a significant role in your car insurance rates. This includes whether you currently have an active insurance policy or not. A
lapse in your insurance coverage
can mean a higher premium.You can sign up for payment reminders with Jerry to make sure you never miss a car insurance payment.
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Cheapest car insurance for Pennsylvania drivers with poor credit
Insurance companies in Pennsylvania are permitted to use credit scores when setting premiums. In general, drivers with poor credit scores are more likely to file claims and therefore pay more for insurance than those with good credit.
Our data shows that drivers with credit scores over 750 tend to pay 20% less than drivers with credit scores under 550.
The table below highlights car insurance rates for Pennsylvania drivers with varying credit scores.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $88 | Leo, 23 | Hyundai Elantra GT | • 50,000/100,000 Liability • Comp / Collision |
660 - 750 | Allstate | $212 | Elijah, 30 | Hyundai Sonata SE | • 100,000/300,000 Liability • Comp / Collision |
550 - 659 | AAA | $272 | Lily, 38 | Nissan Pathfinder S | • 50,000/100,000 Liability • Comp / Collision |
< 550 | Safeco | $182 | Keith, 41 | Toyota Corolla L | • State Minimum Liability • Comp / Collision |
Last Updated Feb 6, 2025Cheapest Pennsylvania car insurance by age
Your age will impact your Pennsylvania car insurance rates. If you’re a teen driver under 25, you can expect to pay higher premiums. Likewise, once you turn 75 you can expect your insurance rates to increase again
Cheapest Pennsylvania car insurance for young drivers
New drivers
between the ages of 16 and 24 generally pay the highest insurance premiums in Pennsylvania. Full coverage is a good idea for those with limited driving experience as it offers broader financial protection in case of an accident.loading...
Cheapest Pennsylvania car insurance for senior drivers
Car insurance rates tend to rise again once drivers reach their mid-70s. Older drivers are statistically more likely to be in an accident and experience serious injuries after a collision. Higher medical expenses encourage insurance providers to charge
senior drivers
steeper premiums.
Mary (86 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$174
per month
Travelers
Olivia (72 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$95
per month
National General
Leah (70 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Belle Vernon, PA$197
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
I always shared a good relationship with progressive
Jeffrey
The policy offered is about $40 cheaper than my previous car insurance carrier.
Tyler
I like this insurance a lot
Krista
I love this. I'm not paying and arm and a leg to keep my vehicle on the road
Eason
How to find car insurance discounts in Pennsylvania for your motor vehicle
Car insurance premiums vary depending on the type of vehicle you have. Different repair and replacement costs, theft rates, and safety ratings all play a role in your premium.
In Pennsylvania, common car models include:
- Honda Civic
- Honda CR-V
- Toyota RAV4
- Jeep Cherokee
- Honda Accord
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Is it cheaper to insure a new car or a used car?
New vehicles usually have higher insurance costs than older ones. On average, a car that’s 10+ years old costs around $0 per year to insure in Pennsylvania. Cars less than 4 years old generally cost an average of $3,224 per year.
Aaron (43 years old)
$62
per month
Charlie (24 years old)
2003 Ford F250 Super Duty
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Lafayette Hill, PA$106
per month
Travelers
Rosalie (53 years old)
$129
per month
Safeco
Ola (50 years old)
$96
per month
Clearcover
Brandon (22 years old)
2004 Honda Odyssey EX
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Gordonville, PA$134
per month
Bristol West
Calvin (60 years old)
$64
per month
How to find cheap car insurance in Pennsylvania in your city
Insurance companies use specific algorithms to calculate car insurance rates for each driver. Your premium can vary based on your city and ZIP code. Population density, accident rates, weather patterns, and crime rates are other location factors that influence car insurance rates.
In the table below, discover how Jerry has helped drivers in Pennsylvania find cheap car insurance.
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How to lower the cost of car insurance in Pennsylvania
Jerry’s team of licensed insurance agents has offered some top ways to save on your car insurance premiums:
- Shop around: Compare quotes from at least three different providers.
- Get a bundlingdiscount: Bundle insurance products (e.g., home, auto, renters) for a multi-policy discount.
- Ask for discounts: Uncover your car insurance discount eligibility. Most providers offer driver discounts including good student discounts, customer loyalty discounts, clean driving record discounts, low mileage discounts, and more.
- Raise your deductible: Request a higher deductible for your comprehensive and collision coverage.
- Improve your credit: Drivers with good credit tend to pay lower insurance rates.
- Complete a defensive driving course: A defensive driving course can net you a small discount on your annual premium.
Why is car insurance so expensive in Pennsylvania?
Pennsylvania car insurance rates can be pretty steep for a few reasons:
- Insurance requirements: Pennsylvania is a no-fault state with higher minimum insurance requirements
- Population density: Populous cities like Philadelphia and Pittsburgh see lots of traffic and increased volume on highways
- Increasing rates of uninsured drivers: Pennsylvania’s rate of uninsured drivers grows every year
- Expensive healthcare: Healthcare costs are high in Pennsylvania, with some residents opting out of health insurance
- Rates of car thefts and crime: Pennsylvania saw a 25% increase in car thefts from 2019 to 2020
FAQs
Do you need car insurance in Pennsylvania?
Yes, if you are a Pennsylvania resident with a license and a car, you need car insurance to legally drive your vehicle on Pennsylvania roads.
What happens if you drive without insurance in Pennsylvania?
If you are caught driving without insurance in Pennsylvania, you could face fines starting at $300, a three-month vehicle registration suspension and/or driver’s license suspension, and restoration fees. Consequences for second and third offenses are steeper.
Who has the best cheap car insurance in Pennsylvania?
Jerry’s survey of over 15,000 car insurance policyholders shows there isn’t one insurance provider that offers the best insurance rates to all drivers. Compare quotes from multiple companies to find the provider that offers the best rates for you.
What is the minimum car insurance required in Pennsylvania?
Pennsylvania drivers must carry $5,000 in personal injury protection (PIP), $5,000 in property damage liability per accident, $15,000 in bodily injury liability per person, and $30,000 in bodily injury liability per accident.
Do you need insurance to register a car in Pennsylvania?
Yes, you need a valid insurance card to
register a car in Pennsylvania
. You will also need the vehicle title, your Pennsylvania ID, and payment for registration fees.Can your car get towed for no insurance in Pennsylvania?
If law enforcement catches you driving without insurance in Pennsylvania, they may impound your vehicle. Driving uninsured can result in a $300 fine and a three-month suspension of your license and registration.
Does insurance follow the car or the driver in Pennsylvania?
In Pennsylvania, liability coverage, collision coverage, and comprehensive coverage
follow the car
. Personal injury protection follows the driver. If you permit someone else to use your vehicle, your minimum liability limits will cover the vehicle in case they get into an at-fault accident. Having full coverage will insure that collision insurance will cover any damage to your vehicle, too.
What does full coverage car insurance consist of in Pennsylvania?
Full coverage car insurance in Pennsylvania includes the minimum insurance requirements for liability coverage and personal injury protection, plus comprehensive coverage and collision coverage.
Is uninsured/underinsured motorist (UM/UIM) coverage required in Pennsylvania?
Uninsured/underinsured motorist coverage is not required in Pennsylvania, but it is highly recommended that drivers purchase this additional coverage just in case.
What increases car insurance rates in Pennsylvania?
Car insurance rates may increase for Pennsylvania drivers after speeding tickets, DUI’s, lapses in coverage, or car accidents. Your age, location, and the type of car you drive can also impact your premium.
What increases car insurance rates in Pennsylvania?
Car insurance rates may increase for Pennsylvania drivers after speeding tickets, DUI’s, lapses in coverage, or car accidents. Your age, location, and the type of car you drive can also impact your premium.
Can I make changes to my car insurance policy in Pennsylvania?
With most insurance providers in Pennsylvania, you can make changes to your car insurance policy at any time. If you’d like to remove or add coverage, lower or raise your deductibles, or uncover policy discounts, simply contact your provider.
Can you have out-of-state car insurance in Pennsylvania?
You can drive in Pennsylvania with out-of-state car insurance. If you live in Pennsylvania, though, you should have a valid Pennsylvania driver’s license, in-state vehicle registration, Pennsylvania license plates, and Pennsylvania car insurance.
Your standard car insurance policy from any state will typically cover you when you travel in all 50 states and Canada—so if you’re driving in Pennsylvania for a short period, you should be fine with your out-of-state car insurance. Check with your insurance provider for exact rules.
Is PIP required in Pennsylvania?
All car insurance policies in Pennsylvania include personal injury protection (PIP) as mandated by state law.
Can you have both PIP and MedPay in Pennsylvania?
You can have PIP and MedPay in Pennsylvania, but it isn’t necessary to have both. PIP is a state minimum insurance requirement for all drivers, whereas MedPay may be added for extra protection.
There are some notable differences between PIP and MedPay:
- PIP provides coverage for lost wages, which MedPay coverage doesn’t include
- PIP does not entail any payback provision, while MedPay includes a subrogation clause mandating repayment upon receiving compensation from a third party
How long do you have to insure a car in PA?
It is recommended that you buy insurance for a newly purchased car beforehand. You need valid insurance to register a car in Pennsylvania and you also need insurance and registration to legally drive a car on Penn roads. Most insurance providers offer a grace period of two to 30 days after purchasing a new car, but you should get car insurance
before you buy the vehicle
or on the very same day of the purchase. How long do you have to insure a car in PA?
It is recommended that you buy insurance for a newly purchased car beforehand. You need valid insurance to register a car in Pennsylvania and you also need insurance and registration to legally drive a car on Penn roads. Most insurance providers offer a grace period of two to 30 days after purchasing a new car, but you should get car insurance
before you buy the vehicle
or on the very same day of the purchase. How much is car insurance in Pennsylvania?
On average, minimum liability coverage and personal injury protection can cost Pennsylvania drivers around $0 per month and $0 per year. Full coverage insurance in Pennsylvania is averaged at $0 per month and $0 per year.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
15 Years Working in Insurance
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.
Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.