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Updated on Jan 30, 2025

R.E. Fulton

Expert Insurance Writer and Editor

Reviewed by Josh Damico, Head of Insurance Operations

Edited by Lina Zhang, Lisenced Insurance Agent

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance quotes in Brooklyn
Best car insurance companies in Brooklyn
Best cheap car insurance quotes in Brooklyn
Average cost of car insurance in Brooklyn
Car insurance quotes in Brooklyn by rating factors
How Do Different Factors Impact Your Car Insurance Costs in Brooklyn?
Cheap car insurance quotes in Brooklyn after driving violations
Cheap car insurance quotes in Brooklyn by age
Cheap car insurance quotes in Brooklyn based on insurance history
Cheap car insurance quotes in Brooklyn for popular cars
How to lower car insurance costs in Brooklyn
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance quotes in Brooklyn

On average,

auto insurance

in Brooklyn costs about $492 per month for minimum coverage liability insurance, and about $726 per month for full coverage insurance. Brooklyn drivers pay 137% more than the

New York

average.

Every month, thousands of wise car insurance shoppers in Brooklyn come to

Jerry

compare and buy car insurance

most efficiently. Below are some of the cheapest car insurance quotes Jerry found for our Brooklyn customers.

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Progressive	$305	Mittie, 35 Zip: 11249	Jeep Cherokee Limited	• State Minimum Liability
Safeco	$207	Jeanette, 34 Zip: 11214	Mazda CX-5 Grand Touring	• State Minimum Liability
Allstate	$236	Mamie, 36 Zip: 11206	Toyota Sienna XLE	• 100,000/300,000 Liability • Comp / Collision
AAA	$148	Rosetta, 48 Zip: 11220	Mercedes-Benz E 350 4matic	• State Minimum Liability
National General	$144	Dollie, 34 Zip: 11234	Hyundai Santa FE SEL	• State Minimum Liability

Last Updated Jan 30, 2025

Compare car insurance quotes now

Best car insurance companies in Brooklyn

There isn’t a specific provider that serves the best

car insurance

to everyone in Brooklyn.

To give drivers a clearer look into how the most affordable car insurance companies compare, Jerry conducted the largest insurance survey in the nation. The results: the cheapest insurer varies from person to person.

Since

car insurance quotes

are based on individual factors like your age and driving record, along with each insurer’s individual calculation formula, this is only to be expected.

Price isn’t everything either: claim handling and customer service are also important qualities to review when choosing an insurer.

, and

tend to be popular insurers among Brooklyn policyholders. But let’s take a look at how different Brooklyn customers reviewed them on a scale of 0 to 5.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.4	3.7	4.3	4.2
State Farm	4.1	3.7	4.4	4.1
Geico	3.8	3.4	3.9	3.9
Farmers	3.5	2	N/A	2
Liberty Mutual	3.3	N/A	N/A	3.3

Best cheap car insurance quotes in Brooklyn

Drivers in Brooklyn are legally required to carry New York’s minimum liability coverage, uninsured motorist coverage, and personal injury protection (PIP)—but you may want to consider full coverage for added financial protection.

Cheap minimum liability insurance quotes in Brooklyn

As per New York car insurance laws, Brooklyn drivers must carry the state’s minimum coverage limits to legally drive on NY roads.

The state’s minimum car insurance coverage includes:

$10,000 per accident of

property damage liability coverage

$25,000 per person / $50,000 per accident of

bodily injury liability coverage

$25,000 per person / $50,000 per accident of bodily injury

uninsured motorist coverage

$50,000 of

personal injury protection

We’ve compiled some examples of Brooklyn policyholders that recently used Jerry to get the state’s minimum liability coverage.

Progressive

Trevor (50 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11225)

Subaru Forester 2.5I Premium

$104

per month

Allstate

Myrtle (29 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11216)

Mazda CX-5 GT

$148

per month

AAA

Rosetta (48 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11220)

Mercedes-Benz E 350 4matic

$148

per month

Safeco

Beatrice (49 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11226)

Audi A6 Quattro Wagon

$124

per month

Mercury

Alejandro (28 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11214)

BMW X3 xDrive30i

$98

per month

Do you need more than minimum coverage in Brooklyn?

New York’s car insurance requirements are fairly high compared to other states, but extra coverage is still a good idea for Brooklyn drivers.

Additional protection like collision coverage could save you from costs associated with unexpected damages to your car. Increasing liability limits can also help prevent you from paying out of pocket—especially if you’re ever at fault in an accident resulting in a totaled vehicle (or more than one).

The risk of winter storms, heavy rain, and high winds in Brooklyn causing non-collision damage to your car may also make a strong case for adding comprehensive coverage. This type of protection can also keep you financially secure against vandalism and vehicle theft.

The bottom line: For better financial protection in Brooklyn, explore different coverage options. Consider full coverage with collision and comprehensive insurance, and add extra protection by increasing your liability limits.

Cheap full coverage car insurance quotes in Brooklyn

New York’s minimum car insurance requirements are meant to protect drivers from paying out of pocket for repairs and replacements if an accident were to occur. But to protect your vehicle from repairs and replacements, full-coverage car insurance is the way to go.

Full coverage includes

comprehensive

and

collision coverage

Collision coverage protects you from costs associated with repairing or replacing your vehicle after an accident

Comprehensive coverage kicks in if your vehicle is stolen or requires repairs for non-collision damages

Typically, leased or financed vehicles require collision and comprehensive coverage.

Browse the table below to see how Jerry’s agents recently helped Brooklyn customers obtain affordable full coverage policies.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$804	Katharine, 29 Zip: 11229	KIA Telluride SX
• State Minimum Liability • Comp / Collision	AAA	$332	Ryan, 49 Zip: 11236	Infiniti Q50 RED Sport 400
• State Minimum Liability • Comp / Collision	Nationwide	$315	Johnny, 40 Zip: 11221	Ford Transit T-150
• 100,000/300,000 Liability • Comp / Collision	Safeco	$432	Nina, 33 Zip: 11237	Subaru Outback Touring
• 15,000/30,000 Liability • Comp / Collision	Gainsco	$134	Irene, 28 Zip: 11207	Honda Accord EX

Last Updated Jan 29, 2025

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Brooklyn

After analyzing scores of insurance providers in Brooklyn, we have discovered that the average price for minimum liability coverage amounts to be $492 per month or $5,901 per year. Additionally, residents of Brooklyn can expect to pay an average of $726 per month or $8,713 per year for full coverage insurance.

Insurance coverage	Average insurance cost (monthly)	Average insurance cost (yearly)
State minimum coverage	$152	$1,829
Full coverage	$292	$3,503

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Average cost of car insurance in Brooklyn by zip code

The cost of car insurance in Brooklyn can greatly differ depending on your specific zip code. Each individual zip code within Brooklyn has its own unique driving risks which directly factor into your insurance quotes. Living in a neighborhood notorious for higher rates of car thefts and accidents increases its risk profile, thereby increasing premiums.

In short, the degree of risk tied to your zip code is a key determinant of whether your coverage will come with a higher or lower price tag.

[AverageInsuranceTable]: insurance data empty

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Car insurance quotes in Brooklyn by rating factors

Insurance companies in Brooklyn use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How Do Different Factors Impact Your Car Insurance Costs in Brooklyn?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Education, occupation, employment status

Learn more abut the car insurance rating factors in Brooklyn:

Cheap car insurance quotes in Brooklyn after driving violations

Your driving history is one of the main factors that impact your insurance rate. You will be quoted higher if insurance carriers observe a history of violations or risky driving. Common driving violations that can raise your rates include:

Speeding

DUIs

At fault accidents

Reckless driving

Cheapest car insurance in Brooklyn after speeding ticket

Speeding comes in different sizes. In Brooklyn, repercussions are different for speeding 1–5 MPH, 6–10 MPH, 11–15 MPH, 16–20 MPH, and 21+ MPH over the speed limit.

Speeding is classified as risky—and depending on your speed, reckless—driving behavior, so a

speeding ticket

will typically increase your car insurance premiums. Despite this, many drivers with varying speeding tickets have used Jerry to save on car insurance.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 16-20	Travelers	$267	Viola, 36 Zip: 11238	Jeep Cherokee Limited	• 100,000/300,000 Liability • Comp / Collision
Speeding 21+	Progressive	$613	Fanny, 47 Zip: 11249	Honda Accord EXL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 30, 2025

Cheapest car insurance in Brooklyn after DUI

DUI violation

will certainly skyrocket your car insurance rate in Brooklyn. New York laws strictly prohibit driving under the influence and a single offense is enough to significantly increase your premiums.

While your rates will inevitably be higher after a DUI, they can still vary from one insurance provider to another. The best way to find the most affordable rate after a DUI is to compare rates from multiple carriers.

Jerry has successfully assisted countless drivers in acquiring cost-effective auto insurance rates following a DUI incident.

AAA

Nicholas (41 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11206)

Subaru Forester

$75

per month

Nationwide

Sophia (30 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11212)

Subaru Baja

$68

per month

Cheapest car insurance in Brooklyn after an at-fault accident

Car accidents

on your claim history can significantly impact your car insurance rates in Brooklyn. This is because insurance providers look at your at-fault accidents to assess the level of risk you pose as a policyholder.

Even though New York is a

no-fault state

, Brooklyn drivers can still be deemed at fault for collisions and held responsible for another driver’s property damages. Having an at-fault accident on your record can lead to as much as 15% higher rates.

Fortunately, Jerry has helped many Brooklyn drivers find affordable rates even with at-fault accidents in the recent past.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Progressive	$342	Franklin, 51 Zip: 11233	Chevrolet Trax LS	• State Minimum Liability
At Fault With No Injury	Nationwide	$276	Phoebe, 38 Zip: 11212	Jeep Compass Latitude	• 100,000/100,000 Liability • Comp / Collision
Not At Fault	Safeco	$548	Hester, 53 Zip: 11203	Nissan Armada Platinum	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	AAA	$148	Helena, 48 Zip: 11220	Mercedes-Benz E 350 4matic	• State Minimum Liability

Last Updated Jan 30, 2025

Cheapest car insurance in Brooklyn after other driving violations

Speeding tickets, DUIs, careless driving, and

suspended licenses

on your driving record can all lead to rate hikes from any car insurance provider in Brooklyn.

Here’s a list of different driving violations and how we’ve helped drivers save on their car insurance expenses after these infractions.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Illegal Turn	Safeco	$260	Chase, 59 Zip: 11234	Ford Focus SE	• State Minimum Liability
Failure to Obey Signal	Progressive	$480	Alma, 31 Zip: 11208	Toyota Highlander Hybrid XLE	• 100,000/300,000 Liability
Cell Phone	Safeco	$312	James, 31 Zip: 11214	Mercedes-Benz C 280 4matic	• State Minimum Liability
Driving on Sus. License	Travelers	$349	Ivan, 46 Zip: 11236	GMC Terrain SLE	• 50,000/100,000 Liability • Comp / Collision
Failure to Obey Signal	Nationwide	$433	Leon, 35 Zip: 11211	Nissan Altima 2.5	• 50,000/100,000 Liability • Comp / Collision
Seat Belt	Nationwide	$315	Eliza, 40 Zip: 11221	Ford Transit T-150	• State Minimum Liability • Comp / Collision
Improper Passing	Plymouth Rock	$298	Carl, 37 Zip: 11221	Chevrolet Impala LT	• State Minimum Liability

Last Updated Jan 30, 2025

Cheap car insurance quotes in Brooklyn by age

Young people and seniors generally face the highest insurance rates.

Due to their restricted driving backgrounds, young drivers typically pay more for insurance—especially in New York. Drivers may experience lower rates once they turn 25, but those rates won’t last forever. Seniors also see an increase in their insurance rates once they hit their mid 70s.

Cheapest car insurance in Brooklyn for young drivers

Car insurance can be high for everyone in Brooklyn, but teen drivers between the ages of 16 to 19 usually receive higher-than-average rates—even if they have a clean driving record.

The likelihood of a teen driver filing an insurance claim can be quite high, as well. To stay well-protected on the roads, teen drivers should be on a policy with full coverage in case an accident occurs. Staying on a parent’s policy is an ideal way to keep those

teen car insurance

rates lower, too.

Progressive

Sara (23 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11210)

Honda HR-V EX

$409

per month

Allstate

Lilly (24 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11236)

Honda HR-V Sport

$607

per month

Safeco

Carolyn (24 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11211)

Toyota Corolla VE

$269

per month

Mercury

Sean (24 years old)

Coverage

15,000 per person

30,000 per accident bodily injury

Brooklyn, NY
(Zip Code: 11213)

Mercedes-Benz C 300 4matic

$191

per month

Cheapest car insurance in Brooklyn for senior drivers

Drivers can expect higher premiums once they reach 70 to 75 years old. These higher rates for

senior drivers

are supported by statistics that observe seniors as more likely to face accidents and subsequent injuries, incurring medical expenses and additional costs for insurance providers.

Progressive

Bess (67 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11207)

Nissan Murano Platinum

$286

per month

Allstate

Jay (76 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11209)

Nissan Rogue Sport S

$225

per month

Nationwide

Alice (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11233)

Ford Explorer XLT

$230

per month

Safeco

Helena (68 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11230)

KIA Sorento LX

$390

per month

Plymouth Rock

Hannah (71 years old)

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11205)

Lincoln Town CAR Signature

$148

per month

Over 3,500,000 customers and counting

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Great feel for this app, It's helping me save money!

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They were affordable and great very personable and reasonable

Audrey

Cheap car insurance quotes in Brooklyn based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Justin (47 years old)

Currently Insured

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11205)

Subaru Crosstrek

$427

per month

Allstate

Francis (36 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11206)

Toyota Sienna XLE

$236

per month

Safeco

Lucille (34 years old)

Currently Insured

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11214)

Mazda CX-5 Grand Touring

$207

per month

AAA

Helena (48 years old)

Not Currently Insured

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11220)

Mercedes-Benz E 350 4matic

$148

per month

Bristol West

Lewis (36 years old)

Currently Insured

Coverage

15,000 per person

30,000 per accident bodily injury

Brooklyn, NY
(Zip Code: 11226)

KIA Stinger

$80

per month

Cheap car insurance quotes in Brooklyn for drivers with poor credit

While having

a low credit score

doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.

As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$427	Justin, 47 Zip: 11205	Subaru Crosstrek	• State Minimum Liability • Comp / Collision
660 - 750	Travelers	$208	Jean, 65 Zip: 11234	Lexus NX 300	• 100,000/300,000 Liability • Comp / Collision
660 - 750	Allstate	$463	Garrett, 61 Zip: 11236	Audi Q5 Premium Plus	• 100,000/300,000 Liability • Comp / Collision
550 - 659	Safeco	$646	Phoebe, 47 Zip: 11239	Toyota Highlander LE	• 50,000/100,000 Liability • Comp / Collision
< 550	National General	$144	Charles, 34 Zip: 11234	Hyundai Santa FE SEL	• State Minimum Liability

Last Updated Jan 30, 2025

Cheap car insurance quotes in Brooklyn for popular cars

Your insurance rate is based on multiple factors, including the type of car you drive. If your car might require expensive repairs or replacement, attracts high theft rates, or has poor safety ratings, your insurance premiums will likely be higher than if you had a low-risk vehicle.

Popular cars in Brooklyn include:

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Subaru Crosstrek	Progressive	$427	Justin, 47 Zip: 11205	• State Minimum Liability • Comp / Collision

Last Updated Jan 26, 2025

Cheapest car insurance in Brooklyn for new vs. old car

Your vehicle’s make and model aren’t the only things that matter—its age does, too. The cost of insuring a newer car in Brooklyn is generally more expensive than that of an older car.

According to data, the average annual cost of full coverage insurance for a car that is 10+ years old in Brooklyn is an estimated 22% less than the cost of insuring a vehicle that is 4 years old or newer.

Average insurance rates in Brooklyn for vehicles based on age are:

Vehicles 10 years or older: $454

Vehicles less than 4 years old: $484

Progressive

Troy (48 years old)

2016 Nissan Altima 3.5 SR

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11203)

$455

per month

Nationwide

Johnny (40 years old)

2015 Ford Transit T-150

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11221)

$315

per month

Safeco

Jeanette (34 years old)

2019 Mazda CX-5 Grand Touring

Coverage

State Minimum

Brooklyn, NY
(Zip Code: 11214)

$207

per month

Travelers

Susie (46 years old)

2018 Audi Q7 Premium Plus

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11215)

$133

per month

Bristol West

Jose (30 years old)

2010 Subaru Forester 2.5X Premium

Coverage

No Coverage

Brooklyn, NY
(Zip Code: 11233)

$104

per month

National General

Allie (28 years old)

2017 Chevrolet Cruze LT

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

Brooklyn, NY
(Zip Code: 11231)

$135

per month

How to lower car insurance costs in Brooklyn

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Brooklyn?

People living in Brooklyn pay on average $492 per month – or $5,901 per year – on state-minimum liability coverage. Full coverage in Brooklyn costs on average $726 per month of $8,713 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Brooklyn?

Based on thousands of Brooklyn drivers Jerry has worked with, car insurance in Brooklyn costs an average of $492 per month for state-minimum coverage and $726 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the minimum car insurance in Brooklyn, New York?

The state-minimum car insurance in Brooklyn, New York is $25,000 in bodily injury liability per person, $50,000 per accident, and $50,000 for damage to property. These coverages are commonly referred to as 25/50/50 coverage.

What is the best car insurance in Brooklyn?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. ,

USAA

, and

Nationwide

receive good ratings from Brooklyn drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

15 Years Working in Insurance

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.

Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.