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Updated on Jan 30, 2025

R.E. Fulton

Expert Insurance Writer and Editor

Reviewed by Josh Damico, Head of Insurance Operations

Edited by Lina Zhang, Lisenced Insurance Agent

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance quotes in Elkhorn
Best car insurance companies in Elkhorn
Best cheap car insurance quotes in Elkhorn
Average cost of car insurance in Elkhorn
Car insurance quotes in Elkhorn by rating factors
How Do Different Factors Impact Your Car Insurance Costs in Elkhorn?
Cheap car insurance quotes in Elkhorn after driving violations
Cheap car insurance quotes in Elkhorn by age
Cheap car insurance quotes in Elkhorn based on insurance history
Cheap car insurance quotes in Elkhorn for popular cars
How to lower car insurance costs in Elkhorn
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance quotes in Elkhorn

With plenty of

car insurance

companies to choose from, finding one that meets your needs and budget can be tricky. That’s why it’s important to

shop around

and compare

car insurance quotes

before committing to a policy so you can guarantee you’re not overpaying.

With Jerry, finding cheap auto insurance is easy. Jerry is an app that helps Elkhorn drivers find car insurance that works for them. It’s quick, easy, and completely hassle-free! customers.

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Progressive	$68	Chester, 31 Zip: 68022	Hyundai Santa FE Sport	• State Minimum Liability
Safeco	$83	Etta, 50 Zip: 68022	Ford Ranger XL	• 100,000/300,000 Liability • Comp / Collision
Dairyland	$280	Alex, 27 Zip: 68022	Chevrolet Malibu LT	• State Minimum Liability • Comp / Collision
Assurance America	$88	Effie, 33 Zip: 68022	Dodge Durango SXT	• State Minimum Liability • Comp / Collision

Last Updated Jan 30, 2025

Compare car insurance quotes now

Best car insurance companies in Elkhorn

Jerry conducted a national insurance survey to uncover the top providers for drivers.

Study results showed no “best” or “cheapest” insurance provider for all drivers in Elkhorn. Every insurance company uses different algorithms to calculate rates, so premiums for the same driver can be vastly different between providers.

In Elkhorn, customers rated Dairyland, Progressive, and ROOT the highest for customer satisfaction, claims processing, and policy cost, but Clearcover, Safeco, and State Farm also scored well.

Here’s what Elkhorn drivers have to say about these insurance providers.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.2	4	4.8	4.3
State Farm	4	N/A	N/A
Liberty Mutual	3.3	N/A	N/A
Dairyland	4.4	4	N/A	4.4

Best cheap car insurance quotes in Elkhorn

Nebraska state requires its drivers to carry minimum coverage car insurance before getting behind the wheel of a car. That means you must purchase

liability coverage

and

Nebraska uninsured/underinsured motorist coverage (UM/UIM)

in Elkhorn.

If you’re looking for more financial protection, you can also choose to purchase

full-coverage auto insurance

that covers collision and non-collision incidents.

Cheap minimum liability insurance quotes in Elkhorn

Nebraska’s car insurance laws

require drivers to carry minimum liability insurance that follows a 25/50/25 pattern.

Here’s what drivers are required to have:

$25,000

bodily injury liability

per person

$50,000 bodily injury liability per accident

$25,000

property damage liability

per accident

Before registering your vehicle, you must meet these requirements.

Buying a policy that meets the minimum state limits is generally the cheapest option for car insurance, but if you’re not convinced, comparing quotes is the way to go.

Here’s an example of how Jerry can help you find cheap car insurance in Elkhorn:

Progressive

Chester (31 years old)

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

Hyundai Santa FE Sport

$68

per month

Clearcover

Nettie (46 years old)

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

KIA Optima LX

$191

per month

Assurance America

Effie (33 years old)

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

Dodge Durango SXT

$88

per month

Do you need more than minimum coverage in Elkhorn?

Being involved in an accident is already a source of stress, but it can also create significant financial burdens. Nebraska law mandates drivers to carry liability insurance and UM/UIM coverage that meets the minimum requirements. The bills resulting from an accident, however, often exceed these state minimums.

While meeting the 25/50/25 rule might appear sufficient, it’s a good idea to purchase insurance coverage that surpasses the minimums set by the state. Drivers in Elkhorn should consider increasing their coverage by opting for a policy that offers limits of 50/100/50 or higher.

Cheap full coverage car insurance quotes in Elkhorn

When it comes to protecting yourself in case of an accident, liability insurance alone isn't enough—it only covers damages to others. This is where a full coverage auto insurance policy comes into play. Opting for full coverage is one of the best ways to protect yourself against vehicle repair or replacement costs.

In Elkhorn, a full coverage policy includes liability coverage and UM/UIM, as well as

comprehensive

and

collision coverage

Collision insurance pays for the costs to repair your vehicle or the fair market value of your car if it's deemed a total loss. Keep in mind that collision coverage requires you to pay a deductible.

Comprehensive insurance covers the cost of damages to your car resulting from almost everything except a collision. It covers scenarios like theft, vandalism, falling objects, glass breakage, or animal damage. Comprehensive coverage also has a deductible.

If you're leasing your vehicle, lenders in Elkhorn will require you to have a full-coverage policy that includes both collision and comprehensive coverage.

Even if you don't lease your car, having a full coverage policy can be highly advantageous for drivers in Elkhorn—and Jerry can assist you in finding the best rate for the best coverage.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$143	Tillie, 23 Zip: 68022	Chevrolet Trax LS
• 100,000/300,000 Liability • Comp / Collision	Safeco	$83	Etta, 50 Zip: 68022	Ford Ranger XL
• 100,000/300,000 Liability • Comp / Collision	Nationwide	$101	Isabelle, 35 Zip: 68022	Toyota Tundra Crewmax SR5
• State Minimum Liability • Comp / Collision	Dairyland	$280	Alex, 27 Zip: 68022	Chevrolet Malibu LT

Last Updated Jan 30, 2025

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Elkhorn

After analyzing scores of insurance providers in Elkhorn, we have discovered that the average price for minimum liability coverage amounts to be $76 per month or $912 per year. Additionally, residents of Elkhorn can expect to pay an average of $180 per month or $2,160 per year for full coverage insurance.

Insurance coverage	Average insurance cost (monthly)	Average insurance cost (yearly)
State minimum coverage	$96	$1,155
Full coverage	$143	$1,720

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Average cost of car insurance in Elkhorn by zip code

The cost of car insurance in Elkhorn can greatly differ depending on your specific zip code. Each individual zip code within Elkhorn has its own unique driving risks which directly factor into your insurance quotes. Living in a neighborhood notorious for higher rates of car thefts and accidents increases its risk profile, thereby increasing premiums.

In short, the degree of risk tied to your zip code is a key determinant of whether your coverage will come with a higher or lower price tag.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
68022	$86	$127

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| Verified Jerry Customer

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Car insurance quotes in Elkhorn by rating factors

Insurance companies in Elkhorn use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How Do Different Factors Impact Your Car Insurance Costs in Elkhorn?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Nebraska currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Elkhorn:

Cheap car insurance quotes in Elkhorn after driving violations

Whether you're responsible for a minor collision or you've been caught racing with a friend, driving infractions can significantly impact your car insurance premiums.

Insurers in Elkhorn carefully monitor your driving record, as they’re cautious about insuring high-risk drivers. Such drivers are at higher risk of submitting claims, which would result in substantial payouts.

Cheapest car insurance in Elkhorn after speeding ticket

The penalties for speeding tickets in Elkhorn vary according to the extent by which you exceeded the legal speed limit. Let’s break them down:

1-5 mph over speed limit: $10

5-10 mph over speed limit: $25

10-15 mph over speed limit: $75

15-20 mph over speed limit: $125

20-35 mph over speed limit: $200

35+ mph over speed limit: $30

If you're caught speeding in areas like school zones or construction sites, these fines can double. On top of the fines and higher insurance premiums, you may also have to pay court fees, transaction fees, and other associated costs.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Allstate	$68	Emilie, 38 Zip: 68022	GEO Metro	• 50,000/100,000 Liability
Speeding 6-10	Safeco	$54	Mable, 36 Zip: 68022	Oldsmobile 98	• 50,000/100,000 Liability • Comp / Collision

Last Updated Jan 30, 2025

Cheapest car insurance in Elkhorn after DUI

As with most states, the

DUI laws in Nebraska

are pretty strict. The minimum fine for a DUI is $400 but the penalties can escalate depending on your blood alcohol content (BAC). In Elkhorn, the following penalties may be imposed:

Mandatory completion of an alcohol treatment program

Community service

Jail time

License suspension

Having a DUI on your driving record categorizes you as a "high-risk driver," which raises concerns for insurance companies. As a result, your insurance premium will significantly increase until the DUI is expunged from your record—assuming that it’s possible to clear it.

AAA

Bryan (30 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Elkhorn, NE
(Zip Code: 68022)

Smart Fortwo

$63

per month

Allstate

Emma (43 years old)

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

Lexus IS

$50

per month

Cheapest car insurance in Elkhorn after an at-fault accident

Having a driving record filled with at-fault accidents signals to insurance companies that you are a less cautious driver, classifying you as high risk. As a result, your insurance premium is likely to be higher than average.

To avoid spending excessively due to minor accidents, there are simple strategies to obtain the cheapest rates, including utilizing available discounts and working to maintain a clean driving record.

When it comes to finding inexpensive car insurance in Elkhorn following an accident, one of the easiest approaches is to shop with Jerry. See how Jerry has helped Elkhorn drivers secure affordable quotes, even with accidents on record.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With No Injury	Progressive	$117	Lola, 33 Zip: 68022	Dodge Durango SXT	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Safeco	$83	Todd, 50 Zip: 68022	Ford Ranger XL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 30, 2025

Cheapest car insurance in Elkhorn after other driving violations

A DUI or speeding ticket can lead to a spike in car insurance rates for Elkhorn drivers. Take note, however, that it’s not just major violations that cause increases. Failing to stop at a stop sign, driving without insurance, or driving without a license are all violations that can increase premiums.

Check out some examples of how Jerry helped drivers with violations find affordable insurance in Elkhorn.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Careless Driving	Progressive	$299	Ricky, 46 Zip: 68022	KIA Optima LX	• State Minimum Liability • Comp / Collision

Last Updated Jan 25, 2025

Cheap car insurance quotes in Elkhorn by age

Young drivers between the ages of 16 and 19 face some of the highest insurance rates due to their lack of driving experience. Premiums usually decrease after the age of 25 but rise again in your mid-70s due to slower reflexes and increased injury risk in an accident.

If you’re seeking the most affordable rates regardless of age, USAA, Farmers Mutual of Nebraska, State Farm, North Star Mutual, and Progressive are top choices in Elkhorn. To find the best deal for your needs, it’s wise to shop around.

Cheapest car insurance in Elkhorn for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance rates compared to any other age group in Elkhorn. This is primarily due to their limited experience on the road, which increases the likelihood of being involved in accidents and subsequently raises their insurance premiums.

When you drive with a

Nebraska provisional license

, you may notice slightly lower insurance risk as you are only allowed to drive under specific conditions. Once you obtain an unrestricted license, however, expect your rates to increase.

Fortunately, there are measures you can take to reduce your premiums. Completing a

defensive driving course

or maintaining a B+ average may qualify you for discounts with certain insurance providers. Being added as a driver to a parent or guardian's policy can also help save money.

Due to the elevated risk associated with new and young drivers, we recommend that individuals under 19 consider purchasing a full-coverage policy to ensure greater financial protection in Elkhorn.

Progressive

Tillie (23 years old)

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

Chevrolet Trax LS

$143

per month

Cheapest car insurance in Elkhorn for senior drivers

Despite having significantly more driving experience compared to teenagers, senior drivers often face high car insurance rates. Higher rates for seniors stem from their increased vulnerability and higher risk of mortality, hospitalization, and medical expenses if they are involved in an accident. Slower reflexes among seniors also contribute to higher accident risk.

Since these higher risks can lead to increased costs for insurers, seniors typically pay higher premiums.

You can find the

best insurance for seniors

in Elkhorn when you shop with Jerry.

Progressive

Mario (74 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Acura RDX

$64

per month

Travelers

Marguerite (75 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Dodge Nitro

$49

per month

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Cheap car insurance quotes in Elkhorn based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Bruce (31 years old)

Currently Insured

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

Hyundai Santa FE Sport

$68

per month

Safeco

Carlos (50 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Ford Ranger XL

$83

per month

Nationwide

Nicholas (35 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Toyota Tundra Crewmax SR5

$101

per month

Clearcover

Genevieve (50 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Ford Ranger XL

$63

per month

Clearcover

Janie (50 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Elkhorn, NE
(Zip Code: 68022)

Ford Ranger XL

$63

per month

Cheap car insurance quotes in Elkhorn for drivers with poor credit

While having

a low credit score

doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.

As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
660 - 750	Progressive	$68	Joseph, 31 Zip: 68022	Hyundai Santa FE Sport	• State Minimum Liability
660 - 750	Progressive	$68	Lee, 31 Zip: 68022	Hyundai Santa FE Sport	• State Minimum Liability
550 - 659	Progressive	$143	Jack, 23 Zip: 68022	Chevrolet Trax LS	• State Minimum Liability • Comp / Collision
< 550	The General	$345	Birdie, 27 Zip: 68022	Chevrolet Malibu LT	• State Minimum Liability • Comp / Collision

Last Updated Jan 29, 2025

Cheap car insurance quotes in Elkhorn for popular cars

The make and model of your vehicle significantly impact your car insurance costs. Luxury vehicles such as Bentley or Lamborghini, with price tags exceeding $150,000, come with higher insurance bills compared to safety-oriented vehicles like the Toyota Corolla or Honda Odyssey.

Generally, the more expensive your car is, the higher your insurance premium will be. Other car-related factors that can increase insurance rates include:

Repair or replacement costs

Likelihood of theft

Safety rating

Popular car models in Elkhorn include:

Ford F-150

Ram 1500

Chevrolet Malibu

Chevrolet Silverado

GMC Sierra

Jeep Grand Cherokee

Choosing a car with solid reliability, lower repair costs, and a modest price tag can help keep your premiums low.

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Hyundai Santa FE Sport	Progressive	$68	Bruce, 31 Zip: 68022	• State Minimum Liability

Last Updated Jan 28, 2025

Cheapest car insurance in Elkhorn for new vs. old car

While owning a pristine 1960s Mustang GT350 may make you the envy of the road, it won't do any favors for your insurance premiums. The value of most cars tends to decrease with age but insurance rates don't always follow the same trend.

Insurance companies determine premium rates based on the potential cost they would have to bear in the event of damage to the vehicle. The higher the value of the car and the more expensive it is to repair, the higher the insurance rate will be.

On the other hand, newer cars do not always result in higher insurance rates. Modern vehicles are equipped with advanced safety features such as lane change assistance, blind spot monitoring, and more, which can reduce the likelihood of accidents. These safety features can contribute to lower insurance rates.

Our research indicates that the average monthly cost for full coverage insurance for a car older than 10 years in Elkhorn is $218, whereas the average cost for a car less than 4 years old increases to $218 per month.

Progressive

Chester (31 years old)

2017 Hyundai Santa FE Sport

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

$68

per month

Clearcover

Nettie (46 years old)

2018 KIA Optima LX

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

$191

per month

The General

Nathan (27 years old)

2017 Chevrolet Malibu LT

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

$345

per month

Assurance America

Effie (33 years old)

2017 Dodge Durango SXT

Coverage

State Minimum

Elkhorn, NE
(Zip Code: 68022)

$88

per month

How to lower car insurance costs in Elkhorn

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Elkhorn?

People living in Elkhorn pay on average $76 per month – or $912 per year – on state-minimum liability coverage. Full coverage in Elkhorn costs on average $180 per month of $2,160 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the minimum car insurance in Elkhorn, Nebraska?

The state-minimum car insurance in Elkhorn, Nebraska is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

What is the cheapest car insurance in Elkhorn?

Based on thousands of Elkhorn drivers Jerry has worked with, car insurance in Elkhorn costs an average of $76 per month for state-minimum coverage and $180 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Elkhorn?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

National General

Dairyland

, and

Progressive

receive good ratings from Elkhorn drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

15 Years Working in Insurance

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.

Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.