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Compare & Find the Cheapest Car Insurance in Colorado (Feb 2025)
Compare & Find the Cheapest Car Insurance in Colorado (Feb 2025)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Colorado.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Head of Insurance Operations
Edited by Lina Zhang, Lisenced Insurance Agent
What's on this page?
- How to find the cheapest car insurance quotes in Colorado
- Cheapest car insurance companies in Colorado
- Colorado Car Insurance Coverage Requirements
- Colorado Car Insurance Rating Factors
- How Do Different Factors Impact Your Car Insurance Costs in Colorado?
- Car Insurance for High-Risk Colorado Drivers
- Car Insurance for Colorado Drivers With DUI
- Car Insurance for Colorado Drivers With a Coverage Lapse
- Car Insurance for Colorado Drivers With a Low Credit Score
- Colorado Car Insurance Cost by Age
- Colorado Car Insurance by Car
- Is it cheaper to insure a new car or a used car?
- Colorado Insurance Cost by Zip Code
- How to lower the cost of car insurance in Colorado
- FAQs
- Methodology
- Meet our Experts
Load full table of contents
How to find the cheapest car insurance quotes in Colorado
Finding cheap car insurance that meets your needs can be tricky. That’s why we created Jerry—a platform that makes it easy for Colorado drivers to find and
compare car insurance quotes
. It’s quick, hassle-free, and helps you find the best deals on insurance regardless of your age, driving history, or coverage needs. | Date | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
February 5, 2025 | Bristol West | $61 | Charlie, 43 | KIA Forte LX | • State Minimum Liability |
February 1, 2025 | Progressive | $319 | Alvin, 49 | Jeep Cherokee Trailhawk | • 50,000/100,000 Liability • Comp / Collision |
January 31, 2025 | Travelers | $138 | Jesus, 35 | RAM 1500 SLT | • State Minimum Liability • Comp / Collision |
January 27, 2025 | Nationwide | $98 | Katie, 31 | Dodge RAM 2500 | • 50,000/100,000 Liability • Comp / Collision |
January 20, 2025 | Allstate | $176 | Madge, 35 | Jeep Grand Cherokee Limited | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Feb 5, 2025Cheapest car insurance companies in Colorado
Looking for the insurance provider who offers the best rates in Colorado? Jerry conducted one of the most extensive insurance surveys in the nation to give you the inside scoop.
There’s no one-size-fits-all model for insurance, and no single company will offer the best rates for every driver.
State Farm, Progressive, USAA, and GEICO have the largest market shares in Colorado and may offer competitive rates for Colorado drivers. But bigger isn’t always better! State Farm is often named as the cheapest car insurance company in Colorado—but in our survey, State Farm was rated just 2.6 out of 5.0 for cost.
Which insurers got the best ratings among Colorado drivers? Safe Auto, Farmers, Safeco and Bristol West all performed well, with average ratings above 4.5 for both policy cost and customer service.
| Insurance company | Date | City | Cost rating (out of 5) | What our customer said: |
|---|---|---|---|---|
| Nationwide | February 6, 2025 | Parker, CO | 5 | "Loved the service I got from dairyland" -Richard |
| Allstate | January 30, 2025 | Castle Rock, CO | 5 | "Easy to talk to with online chats and nice people" -Adeline |
| Progressive | January 28, 2025 | Thornton, CO | 5 | "The app is super easy to navigate. Best rates I could find by a landslide, when most "big companies" wanted 2 or 3x w...(read more)" -Hallie |
| Progressive | January 28, 2025 | Evans, CO | 3 | "Good rates from Farmers. I was with State Farm but then I got a better quote with Farmers. They sent me over $60-$70...(read more)" -Alma |
| Nationwide | January 28, 2025 | Pueblo, CO | 5 | "Geico has been an amazing insurqnce provider policy. We have no isssue with them." -Emma |
Last Updated Feb 6, 2025
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Finding an insurance policy that fits your needs can be tricky, so when you’re ready to shop, shop with Jerry. It’s the easiest and quickest way to compare car insurance quotes online using your smartphone. Jerry partners with over 50 top insurance providers and has
100+ licensed insurance agents
to help you find the best coverage and rate.Minimum car insurance requirements for liability and full coverage in Colorado
Colorado’s car insurance laws
mandate that all drivers carry liability insurance, which includes bodily injury and property damage insurance. However, drivers can upgrade to a full coverage plan
that covers damage to their car. Cheapest minimum liability coverage in Colorado
If you’re planning to hit the road in Colorado, you must meet the minimum state insurance requirements for liability insurance.
The state minimum coverage or minimum essential coverage in Colorado follows a 25/50/15 pattern—$25,000 per person and $50,000 per accident for
bodily injury liability coverage
, and $15,000 for property damage liability coverage
per accident.1
Ready to find the perfect liability insurance policy? Here are a few examples of Colorado drivers that Jerry helped shop for affordable liability insurance coverage.
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Do you need more than the minimum liability insurance coverage in Colorado?
Colorado has fairly average liability insurance coverage requirements, but most drivers need more than the 25/50/15 state minimum.
If you’re involved in an at-fault accident, medical bills and vehicle repair costs could easily add up to more than the minimum requirements—especially if another driver incurs serious injuries or severe vehicle damage. A totaled vehicle could cost well above $50,000, while medical bills can quickly exceed $25,000.
Colorado car accident laws
set the statute of limitations for personal injury lawsuits to three years after a crash, so your liability will extend long after the actual incident passes. The bottom line: For better financial protection, consider upgrading your liability coverage limits to 50/100/50 or even 100/300/100 liability coverage. Better yet, invest in a full-coverage policy.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Cheapest full coverage Colorado auto insurance quotes
Purchasing a full coverage car insurance policy is the only way to protect yourself from unexpected costs associated with an accident, such as car repair or replacement.
Full coverage includes
comprehensive
and collision coverage
. Collision coverage helps cover the costs of vehicle repair or replacement if your vehicle is damaged in an accident with another vehicle or stationary object, such as a tree or road sign.Comprehensive coverage, on the other hand, helps cover the cost of repairs to your vehicle that are the result of non-collision-related incidents, such as fire, theft, vandalism, falling objects, or hail.
2
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Average rates for minimum liability coverage and full coverage car insurance in Colorado
Comparing rates from thousands of insurance policyholders in Colorado, the average cost of minimum liability coverage is $0 per month or $0 per year. The average cost for full coverage insurance in Colorado is $0 per month or $0 per year.
| Insurance coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $112 | $1,338 |
Full coverage | $127 | $1,527 |
National average insurance rates are a good way to help predict what you may pay for your own insurance costs, but insurance premiums are determined by a variety of factors, such as your age, location, vehicle make and model, driving record, and claims history.
Other types of Colorado auto insurance
On top of collision and comprehensive coverage, Colorado drivers may also consider the following types of insurance:
If you have a loan on a recently-purchased car,
gap insurance
helps to cover the difference between the car's actual cash value and the amount you owe if it’s totaled or stolen.If you don’t own a car but frequently rent or borrow one, you should consider
non-owner car insurance
in Colorado. This type of car insurance offers liability coverage for bodily injury and property damage if you are liable in an at-fault accident, but it doesn’t cover damage to the actual vehicle you’re driving or your medical expenses.How Do Different Factors Impact Your Car Insurance Costs in Colorado?
How Do Different Factors Impact Your Car Insurance Costs in Colorado?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Colorado currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Colorado:
How to find cheap Colorado car insurance if you’re a high-risk driver
Your driving history has a significant impact on your car insurance rates. Drivers with a history of offenses tend to be classified as high-risk, leading to higher-than-average premiums.
Cheapest car insurance for Colorado drivers with a speeding ticket
In Colorado, the penalties for speeding vary based on the degree:
- Speeding 5–9 mph over the posted limit: 1 point
- Speeding 10–19 over the posted limit: 4 points
- Speeding 20–39 over the posted limit: 6 points
- Speeding 40–or more over the posted limit: 12 points
A
speeding ticket
will generally impact car insurance rates, with harsher penalties for harsher offenses. But with Jerry, you can save on car insurance—even with a speeding ticket on your record.loading...
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
No problems with process or app. Easy access and painless payments.
Joshua
They work hard for you so you don't have to and I promise there fast and efficient
Daisy
Have been so amazing! The prices are great glad jerry for this for me.
Savannah
Great rates and awesome coverage and never would have switched if it weren't for Jerry!
Shilo
How to find cheap Colorado auto insurance after a DUI
Regardless of where you live, a
DUI
on your driving record can have severe implications for your car insurance rates. Drivers with a DUI are considered high-risk drivers, which means a steep increase in your premium. Car insurance rates can vary dramatically between insurance providers if you have a DUI on your Colorado driving record, so comparing rates is the best way to find the most affordable option after a DUI offense.
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Colorado SR-22 insurance
For Colorado drivers that have committed a serious driving violation such as a DUI or reckless driving, an SR-22 is required before you can get back on the road. A
Colorado SR-22
is a certificate filed by your insurance company that proves you carry the minimum required car insurance in Colorado.Following a license suspension or revocation, you will be notified if you need to file an SR-22. To reinstate your driving privilege, your insurance provider must submit this form before you can regain your license.
If you have to file an SR-22 in Colorado, you are deemed a high-risk driver, and you can expect to pay a higher insurance premium than a driver with a clean record. The exact cost you’ll pay depends on the severity of the incident leading to a license suspension.
Remember that some insurers won’t offer insurance for drivers requiring an SR-22 or may offer limited insurance options.
How to find cheap car insurance in Colorado after an at-fault accident
Your driving history is one of the biggest influencing factors for car insurance rates. Insurers look at any previous at-fault accidents to determine how much of a risk they pose to insurers. If you have an at-fault accident on your Colorado driving record, you could see a steep increase in your insurance rates when your policy is up for renewal.
| Accident Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
At Fault With Injury | Progressive | $114 | Leonard, 61 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Travelers | $140 | Marguerite, 41 | • 250,000/500,000 Liability • Comp / Collision |
Not At Fault | Safeco | $180 | Alexander, 54 Morrison, CO | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Allstate | $176 | Emma, 34 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With Injury | Clearcover | $198 | Estella, 25 | • State Minimum Liability • Comp / Collision |
Last Updated Feb 7, 2025FAQs
Is Colorado a no-fault state?
No, Colorado is not a no-fault state.Colorado drivers aren’t required to purchase no-fault insurance like personal injury protection (PIP) or MedPay, but it’s still recommended for most drivers.
Uninsured/underinsured motorist coverage
is also good, as it will cover you if the other driver doesn’t have insurance or enough to cover your expenses.But one of the perks of being a no-fault or tort state is that it keeps Colorado’s insurance costs relatively low.
The bottom line: PIP isn’t required by law in Colorado, but it might be worth investing in if you don’t have health insurance. MedPay, however, is automatically included in all Colorado insurance policies up to $5,000, but since it’s not part of the state's insurance requirements, you can reduce it in writing.
Can you get car insurance without a license in Colorado?
Getting
car insurance without a driver’s license
is very rare and difficult in Colorado—and anywhere else. While it’s illegal to drive without a license, non-standard car insurance companies may allow you to get insurance without a license in special circumstances, such as if you’re unable to drive and have a caregiver with a valid license listed as the primary driver on your policy. What is the best car insurance for seniors in Colorado?
Colorado seniors typically find the best car insurance dealers with GEICO, AARP, and smaller companies like Colorado Farm Bureau.
What app searches for the cheapest car insurance?
The Jerry app is designed to search for the
cheapest free car insurance quotes
based on your profile. Jerry partners with over 55 top-rated insurance companies and is backed by a team of 100+ licensed agents. What app searches for the cheapest car insurance?
The Jerry app is designed to search for the
cheapest free car insurance quotes
based on your profile. Jerry partners with over 55 top-rated insurance companies and is backed by a team of 100+ licensed agents. Cheapest auto insurance after other violations in Colorado
A DUI and speeding tickets aren’t the only driving violations that can increase your insurance premium. Other violations like careless or
reckless driving
, driving without insurance, or driving with a suspended license are also serious offenses that can cause your insurance costs to increase.loading...
How to find cheap Colorado car insurance based on your insurance history
Your insurance history—whether you have car insurance or not—also plays a role in your insurance premium. Generally, the longer you have been insured, the lower your car insurance premium should be. Insurers look at your record to determine if you’ve had a lapse in insurance. Depending on the duration, a
lapse in insurance coverage
could lead to being labeled a “high-risk driver,” which comes with a steep premium.To avoid missing a payment or lapsing in insurance coverage, Jerry offers eligible drivers the option to turn on notifications warning you when it’s time to make a payment or if you’ve missed a payment.
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How to find cheap Colorado car insurance with a low credit score
Finding affordable car insurance with a poor credit score can be tricky. Insurers use credit reports to indicate a driver’s likelihood to make a claim—the lower the credit score, the higher the insurance cost you will face. While your credit score may not be a good indicator of how you drive, individuals with low credit scores get penalized regarding premiums.
On average, Colorado drivers with poor credit scores can see rates about 93% higher than drivers with good credit scores. That said, whether your credit affects your auto insurance rate depends on your state. The degree to which it affects premiums varies between states and auto insurance companies.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $69 | Kenneth, 30 | Subaru Forester 2.5I | • 50,000/100,000 Liability • Comp / Collision |
660 - 750 | Travelers | $81 | Dominic, 32 Breckenridge, CO | Subaru Forester 2.5X Premium | • 100,000/300,000 Liability • Comp / Collision |
550 - 659 | Nationwide | $169 | Jesus, 46 Dacono, CO | KIA Forte EX | • 50,000/100,000 Liability • Comp / Collision |
< 550 | Safeco | $194 | Myrtle, 31 | Chevrolet Cruze LT | • State Minimum Liability • Comp / Collision |
Last Updated Feb 1, 2025How to find cheap auto insurance in Colorado for your age
Young drivers (under 25) see the highest insurance premiums due to a lack of driving experience and a higher risk of accidents and claims. After 25, car insurance rates typically decline steadily and start rising again after 60.
If you’re looking for cheap insurance as a young or elderly driver, Travelers, State Farm, Geico, and USAA generally offer some of the most competitive rates.
The best car insurance companies in Colorado for young drivers
Drivers aged 16 to 19 tend to pay the highest insurance premiums of any age bracket in the Centennial State due to limited driving experience. As a driver gains more experience behind the wheel, rates will decrease. In general, cheap auto insurance is more plausible after 25.
For drivers under 19 with a new vehicle, opting for a full coverage policy may be more costly, but it offers greater protection against accidents due to a lack of driving experience.
Nathaniel (23 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$310
per month
State Auto
Howard (22 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$406
per month
Bristol West
Ethel (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$392
per month
Clearcover
Bertie (22 years old)
$79
per month
The best car insurance companies for senior drivers in Colorado
Once you hit your mid-70s, the cost of car insurance starts to increase again. Premiums tend to be higher for seniors for several reasons. Older people are at a higher risk of mortality, hospitalization, and medical expenses from car accidents, but they also have slower reflexes than younger people, which can increase the risk of an accident. Together, these lead to older drivers paying higher rates for car insurance.
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How to find car insurance discounts in Colorado for your motor vehicle
Your vehicle’s make and model also influence how much you pay for car insurance. Cars with a higher book cost tend to have higher premiums. But in general, the costs associated with your car that can drive up insurance rates include:
- Repairs or replacements
- Likelihood of theft
- Safety record
Some of the most popular cars among Colorado drivers include:
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Is it cheaper to insure a new car or a used car?
The value of a car usually decreases with age, but that doesn't mean older cars are always cheaper to insure than a new car. Insurance premiums are determined by how much an insurer would have to pay if a car was damaged, so a car’s resiliency must be considered.
Newer cars have more safety features that can increase their resiliency and, therefore, your premium. However, pitted against an older car with fewer safety features, a new car might command a higher insurance premium because it has more valuable parts.
Generally, a newer car is more expensive to insure than an older one.
Lelia (33 years old)
$66
per month
Safeco
Bessie (37 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$171
per month
Katie (31 years old)
$98
per month
Nathaniel (23 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$310
per month
Bristol West
Jeanette (26 years old)
$158
per month
State Auto
Hester (54 years old)
$76
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
They were able to drop what I was paying for insurance in half
Megan
Was easy to switch and was very affordable
Hugo
Wonderful experience! Saving $77 a month!
Kaytlin
Fair prices, and helpful staff!
Tera
How to find cheap car insurance in Colorado in your city
Your location is an important factor for insurers to consider when determining a premium because it affects the likelihood of your vehicle being damaged or stolen. People who live in urban areas tend to pay higher premiums than small towns or rural areas. Where you park your car also matters—in a driveway or secure parking space versus on the street.
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How to lower the cost of car insurance in Colorado
Finding affordable car insurance can be challenging, but here are some tips from Jerry’s team of experts for how to reduce your car insurance costs in Colorado:
- Shop aroundand compare quotes between insurance providers.
- Compare insurance costs before buying a car.
- Increase your full coverage insurance (comprehensive and collision insurance) deductible.
- Reduce auto insurance coverage where it’s not needed.
- Bundle your car and homeowners insurance(or renters and auto) to get a discount.
- Maintain a good credit score.
- Ask about eligiblecar insurance discounts, such as good student discounts, good driver discounts, or low mileage discounts.
- Take a defensive driving course.
Why is car insurance so expensive in Colorado?
Car insurance in Colorado tends to be more than 20% higher than in the rest of the country. Here are a few reasons why:
- Higher number of road accidents
- More uninsured drivers
- Expensive auto repairs
- Increasing population density
- High healthcare costs
- Increasing highway density
- High vehicle theft rate
FAQs
What is the cheapest car insurance in Colorado?
No one insurance provider will offer the cheapest rates for all customers, as shown by Jerry’s survey of over 15,000 car insurance policyholders—the largest insurance shopping study in the industry.
What are the best car insurance companies in Colorado?
There is no single best company in Colorado—the provider you choose depends on your driving profile and which company will offer the best rate for the best coverage. Some of the most popular companies in Colorado include GEICO, American Family Insurance, USAA, Allstate, State Farm, and Progressive.
What are the best car insurance companies in Colorado?
There is no single best company in Colorado—the provider you choose depends on your driving profile and which company will offer the best rate for the best coverage. Some of the most popular companies in Colorado include GEICO, American Family Insurance, USAA, Allstate, State Farm, and Progressive.
What is the minimum car insurance required in Colorado?
State law requires all drivers to carry liability car insurance if they’re behind the wheel. In Colorado, drivers must have insurance that follows a 25/50/15 pattern—$25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident.
Do you need insurance to register a car in Colorado?
Yes—before you can register a car in Colorado, you must have proper car insurance. To register your vehicle in Colorado, you will need the following:
- VIN verification (if the vehicle was titled in another state)
- Vehicle title
- Proof of Colorado Vehicle Emissions
- Proof of insurance
Can your car get towed for no insurance in Colorado?
Driving without insurance is illegal in all states, and if you’re pulled over by law enforcement and don’t have proper insurance, they can tow your vehicle to an impound lot at your own expense. However, the most common penalties for driving without insurance include a fine of at least $1,000, a driver's license suspension of eight months, one year in jail, 40 hours of community service, and four points on your driver’s license.
Does insurance follow the car or the driver in Colorado?
As with most other states,
car insurance follows the car
rather than the driver. That means that if a family member or friend is driving your vehicle with permission and they get into an accident, your insurance provider will likely cover the claim, depending on your insurance policy.What does full coverage car insurance consist of in Colorado?
Full coverage auto insurance in Colorado includes only liability insurance and collision and comprehensive. Minimum state car insurance requirements in Colorado mandate liability must be a minimum of $25,000 per person and $50,000 per accident for bodily injury liability, and at least $15,000 for property damage liability. Comprehensive and collision insurance are not mandatory in Colorado but are recommended.
Can you have out-of-state car insurance in Colorado?
For a vehicle to be registered in Colorado, you must have car insurance that meets the minimum state requirements. The state does allow drivers to use out-of-state insurance to register a vehicle in Colorado, but it’s recommended that you get Colorado insurance before renewing your registration. If you are using out-of-state insurance, you must provide proof that it meets the minimum state requirements.
Can you have both PIP and MedPay in Colorado?
No. PIP and MedPay are similar in that they both cover medical expenses if you’re involved in an accident, but PIP is not available in Colorado. MedPay typically covers less than PIP—it does not provide compensation for lost wages or assistance with home tasks that you can’t manage because of an injury.
Can you have both PIP and MedPay in Colorado?
No. PIP and MedPay are similar in that they both cover medical expenses if you’re involved in an accident, but PIP is not available in Colorado. MedPay typically covers less than PIP—it does not provide compensation for lost wages or assistance with home tasks that you can’t manage because of an injury.
How much is car insurance in Colorado?
The average car insurance cost for minimum liability coverage in Colorado is $0 per month and $0 per year. The average cost for full coverage insurance in Colorado is $0 per month and $0 per year.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
15 Years Working in Insurance
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.
Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.