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Best Car Insurance for Lincoln MKZ Reserve

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trim table #1
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
January 29, 2025
State Auto
$137
• 100,000/300,000 Liability
• Comp / Collision
January 25, 2025
Travelers
$272
• 50,000/100,000 Liability
• Comp / Collision
January 25, 2025
Safeco
$141
• State Minimum Liability
• Comp / Collision
January 21, 2025
Progressive
$239
• 50,000/100,000 Liability
• Comp / Collision
January 10, 2025
Allstate
$128
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jan 29, 2025
Best car insurance companies for Lincoln drivers
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
i am 3a
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$47
$564
Full coverage
$207
$2,484
i am 3b
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
MKZ Reserve i
$47
$207
MKZ Reserve II
$68
$160
$85
$170
MKZ MKZ
$94
$205
MKZ Hybrid
$102
$222
MKZ Select
$133
$190
MKZ Premiere
$179
$207
i am 5
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$30
$176
$71
$183
$80
$157
Lincoln Mark
$82
$106
$90
$164
$90
$173
$92
$168
$94
$170
$94
$205
$96
$171
Lincoln Linclon Town
$96
$263
$108
$203
$130
$201
i am 6
Rating TypeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Roof strength
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Marginal/Poor depending on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
LATCH ease of use
Acceptable