PriceProtect™
DriveShield™
GarageGuard™
Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
January 30, 2025 | Allstate | $495 | Curtis, 22 | • State Minimum Liability • Comp / Collision | |
January 30, 2025 | AAA | $99 | Tyler, 29 | • 100,000/300,000 Liability • Comp / Collision | |
January 26, 2025 | Progressive | $74 | Tommy, 44 | • 50,000/100,000 Liability | |
January 22, 2025 | Safeco | $163 | Clarence, 29 | • 50,000/100,000 Liability • Comp / Collision | |
January 13, 2025 | State Auto | $197 | Ann, 28 | • 100,000/300,000 Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
---|---|---|
State minimum coverage | $86 | $1,032 |
Full coverage | $154 | $1,848 |
Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
Cooper Coupe S | $36 | $117 |
Cooper JCW Clubman | $50 | $202 |
Cooper Coupe | $58 | $173 |
$59 | $142 | |
$73 | $165 | |
$79 | $159 | |
$86 | $154 | |
$89 | $197 | |
Cooper Cooper | $97 | $163 |
$110 | $186 | |
Cooper S Paceman | $133 | $178 |
Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
$97 | $163 |
Rating Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Average/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Advanced |
LATCH ease of use | Marginal |